It can be cancelled, and the validity period of the loan is calculated from the time when the loan is issued. As long as you apply to the account manager for account cancellation before the loan is issued, it is still too late ~ ~ ~ So contact CCB as soon as possible, and you can recover the mortgage registration fee that has been paid in advance without any liquidated damages.

If you cancel the loan and prepare to pay the house price in one lump sum, it won't matter.

If you are ready to return a house, you need to negotiate with the developer and may have to bear certain liability for breach of contract.

Second, how to cancel the loan being applied for?

If the loan is under review, directly contact the platform customer service or business manager for cancellation; However, if the loan has arrived, even if the user does not use it, it will be cancelled, but this is actually a breach of contract, and the platform will generally not agree or ask the user to pay the relevant liquidated damages. Generally, if you apply for a loan in a bank, you can apply for account cancellation before lending. Specifically, if the loan contract has not been signed, the applicant can directly terminate the loan application. If the loan is under approval, the applicant can apply to the account manager to terminate the loan approval process. If the applicant cancels the loan after approval, he must pay liquidated damages, which will affect his personal credit information. If the loan has been paid in place, the applicant can only make preparations for prepayment. Mobile phone loans can also be cancelled. As long as the next payment is successful, you can contact the customer and apply for cancellation of the loan. However, if the loan is successful and the funds match, it will be more troublesome for the applicant to apply for cancellation of the loan. Moreover, the general lending institutions will default to the success of the loan, and the lender can only repay in advance at most, and there will be loan records and credit information. Some lending institutions will agree to cancel the loan, but the applicant must pay liquidated damages.

Third, how to cancel the I loan? I accidentally made a mistake!

Mobile phone business has nothing to do with online banking (U shield). After the mobile phone business is opened, you will be sent a message after the transaction, and the business will be closed. Online banking (U shield) can also be used, and it will not affect, that is, there is no information after the transaction.

Fourth, after the loan, can I cancel the order or get a refund?

If you apply for the "lightning loan" of China Merchants Bank, the "pay-as-you-go" function will be automatically opened for you. If you don't need to use it after lending, you can apply for prepayment. Please click on "My" at the bottom of mobile banking, and the drop-down page will find "My Loan" →→→→→→ Loan Record →→→ Follow the prompts. Self-service repayment can be 724 hours without penalty; The loan bears interest on a daily basis, and the interest is calculated day by day. Tips: After prepayment, the remaining loan amount must be greater than 1000 yuan.