Yes, insurance policies are all loans. The cash value of financial insurance loans is more convenient. I don't know which one. Does everyone have insurance?

2. Can financial insurance be loaned?

cannot

3. Can China Life Insurance be loaned?

Yes, China Life Insurance can be a policy loan. 1. China Life Insurance is generally a long-term policy with cash value, which can be used for policy loans. This refers to applying for a loan from an insurance company, which is 80% of the cash value of the policy. The higher the cash value of the policy, the higher the loan amount, and the longest loan is 6 months. If it is necessary to continue the loan, you can repay the interest first, and then borrow for up to 4 times. The policy loan interest rate is set by the insurance company itself. The policy loan applicant is only the insured. If the applicant and the insured are not the same person, the authorization of the insured is required. 2. In addition, if there is a policy loan in the terms of China Life Financial Policy, you can make a policy loan. 3. You can also apply for policy credit loans. After all, China life property insurance policy belongs to long-term insurance, which has cash value and can be used for policy credit loan, which can be 20-40 times the premium.