1, career development is stable, public institutions usually have more stable and longer career development opportunities, and usually the working environment is relatively stable;

2. Wages are high, and public institutions usually have high wage levels and welfare benefits, and their wage income is usually stable;

3. Better job security. Public institutions emphasize professional ethics, fairness and stability, and have better job security;

4. Broad career development prospects Public institutions have broad career development prospects. You can continue to learn and improve your quality and ability in this field, so that you can be more competitive and realize your career ideals and goals more easily.

Relevant requirements for transferring business to the public:

1. The applicant must confirm to the bank that the house purchase loan has not been paid off, and apply to the bank to pay off the loan in advance. If the bank agrees to apply, it may apply for corporate transfer business;

2. The applicant must ensure that the house purchased by the original commercial loan has been repaid for 65,438+0 years and above, and there is no bad loans overdue behavior;

3. The applicant must ensure that the house has obtained the house ownership certificate and has not applied for the housing accumulation fund before;

4. When the provident fund company turns to public loans, it can save the interest expenses of loans, but it is more complicated because it involves the interests of buyers, banks and provident funds. At present, the application procedure is more complicated and there are many related restrictions, so it has not yet become a common operation for provident fund companies to turn public.

To sum up, institutions have the advantages of high stability, good income, superior social treatment and broad career prospects, which are obviously helpful to career development, but they also need to pay attention to their own efforts and quality improvement in order to better play their professional advantages and abilities.

Legal basis:

Article 26 of the Regulations on the Management of Housing Provident Fund

Workers who pay housing provident fund may apply for housing provident fund loans to the housing provident fund management center when purchasing, constructing, renovating or overhauling their own houses. The housing provident fund management center shall, within 05 days from the date of accepting the application, make a decision on whether to grant the loan or not, and notify the applicant; If the loan is granted, the entrusted bank shall handle the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.

Article 27

Applicants who apply for housing provident fund loans shall provide guarantees.