Legal analysis: You can get a loan with a business license, but you must also meet the loan conditions and bring other relevant information: 1. The project you operate needs to be more than one year old, and you need to have Business license reviewed by the industrial and commercial department. 2. The applicant is a Chinese citizen who is over 18 years old and has full capacity for civil conduct and has a permanent residence. 3. Applicants need to have a fixed business location and stable income. 4. The borrower needs to have a good personal credit record. 5. Need to provide guarantee, mortgage or pledge.

Legal basis: "Law of the People's Republic of China on Commercial Banks"

Article 35 Commercial bank loans shall be based on the borrower's purpose of borrowing, repayment ability, and repayment. The payment methods and other circumstances will be strictly reviewed. Commercial bank loans should implement a system of separation of review and loan and hierarchical review and approval.

Article 36 For commercial bank loans, the borrower shall provide guarantee. Commercial banks should strictly examine the guarantor's repayment ability, the ownership and value of the mortgage and pledged property, and the feasibility of realizing the mortgage and pledge rights. If, after review and evaluation by a commercial bank, it is confirmed that the borrower has good credit and can indeed repay the loan, no guarantee is required.