2022 Fushun provident fund withdrawal process, after paying Fushun provident fund for one year, meets the withdrawal requirements of Fushun provident fund management center, and can withdraw a certain proportion of funds for repaying loans or paying rent and buying houses.

2022 Fushun Provident Fund Extraction Process 1 Extraction Process

1. Fill in the detailed list of housing provident fund withdrawal completely and accurately, and affix the seal reserved by the unit after the unit verifies the relevant documents (except temporary employees).

2. The special staff of the unit shall apply to the office affiliated to the center for the withdrawal of housing provident fund with the List of Withdrawal of Housing Provident Fund and the relevant documents in the above provisions.

3. After being audited by the office affiliated to the center, handle the transfer or passbook procedures for employees.

Handling requirements:

(a) employees should show their identity cards when withdrawing housing provident fund; When the spouse withdraws the housing accumulation fund, he should show the marriage certificate (or household registration book) and other materials that prove the relationship between the extractor and the owner of the house.

(2) According to different withdrawal situations, employees should also provide the following relevant certificates and their copies, and implement the corresponding withdrawal quota regulations:

1, if you retire, you need to provide a divorce certificate (retirement certificate); No retirement certificate (male over 60 years old, female over 55 years old), provide ID card.

If the employee's unit is in arrears with the housing provident fund, it is necessary to provide an extension report approved by the workers' congress, and the housing provident fund can only be withdrawn after the approval of the Central Management Committee.

2. If the employee completely loses the ability to work and terminates the labor relationship with the unit, he/she shall provide the certificate of termination (dissolution) of the labor (personnel) relationship, the disability certificate (grade 1-4) or the Labor Ability Appraisal Form for Disabled Workers issued by the labor appraisal committee.

3. If you leave the country to settle down, you need to provide your passport, visa and residence procedures (at the same time, you need to provide residence procedures or translation materials confirmed by the relevant public security departments).

4. Non-permanent residents of this Municipality and employees in agricultural registered permanent residence of this Municipality, or employees who have terminated their labor relations with their original units due to bankruptcy, restructuring and other reasons and have not been re-employed, need to provide proof of termination of labor (personnel) relations.

5. If the account moves out of the city and terminates the labor relationship with the unit, it is necessary to provide the account book (the reason for canceling the account must be that the account moves out of the city) and the proof that the employee and the unit terminate the labor relationship.

2022 Fushun Provident Fund Extraction Process 2 Extraction Conditions

Housing category:

1. Purchase, build, decorate or overhaul the owner-occupied housing with ownership (housing provident fund is not drawn for the purchase and decoration of housing with the right to use);

2. Repay the principal and interest of the loan for owner-occupied housing;

3. The monthly rent of the leased house exceeds10% of the monthly salary of the family;

Non-housing extraction conditions:

1, retired, resigned or reached the statutory retirement age;

2, completely lose the ability to work, and terminate the labor relationship with the unit;

3, the account moved out of the city, and the termination of labor relations with the unit;

4. Non-permanent residents of this Municipality and agricultural registered permanent residence of this Municipality, or employees who have terminated their labor relations with their original units due to bankruptcy, restructuring and other reasons and have not been re-employed;

5. Leave the country to settle down;

6. The employee dies or is declared dead.

In any of the following circumstances, employees may not withdraw housing provident fund:

1. The housing provident fund account is sealed up or frozen according to law;

2. Purchase, build, rebuild, overhaul commercial and residential housing and repay the principal and interest of commercial and residential housing loans;

3. Obtained by means of gift, inheritance, division, merger and exchange. Obtain the ownership of self-occupied housing;

4, in the management center for housing provident fund personal housing loans have not been paid off;

5. The personal loan office of the management center freezes the housing provident fund account.

Fushun provident fund withdrawal process in 2022 3 Fushun housing provident fund withdrawal amount

1. If the employee purchases, builds, rebuilds or overhauls the house, he can withdraw the balance in his personal account until the month when the purchase and construction contract is signed;

2. After the employee repays the principal and interest of the housing loan, it can be withdrawn once a year, and the balance of the account withdrawn each time does not exceed the current principal and interest amount;

3. If the employee rents a house for self-occupation, it can be withdrawn once a year, and the balance of the account withdrawn each time does not exceed 70% of the actual rental expenditure in the current period.

Partial withdrawal of provident fund

1. If the principal and interest of the housing loan are repaid in one lump sum, the storage balance of the housing provident fund can be withdrawn, and the withdrawal amount shall not exceed the amount of the loan principal and interest to be repaid.

2. If the monthly rent of the rented house exceeds 10% of the family monthly wage income, the housing accumulation fund can be withdrawn once every other year, and the total amount of each withdrawal shall not exceed (monthly rent-family monthly wage income ×10% )×12; If there is no withdrawal in the previous year, the withdrawal amount will not be calculated cumulatively.

3. If the owner-occupied house with ownership is purchased without applying for a house purchase loan, the withdrawal amount shall not exceed the storage balance of the housing provident fund one month before the date of purchase (subject to the time specified in the invoice or receipt), and the accumulated withdrawal amount shall not exceed the total payment for house purchase.

4, the construction of owner-occupied housing with ownership, the amount of extraction shall not exceed one month before the building behavior (subject to the time specified in the document), and shall not exceed the housing cost.

5. If the owner-occupied housing with ownership is renovated, the withdrawal amount shall not exceed the storage balance of the housing provident fund one month before the renovation (subject to the time specified in the document), and the cumulative withdrawal amount shall not exceed the total cost.

6, overhaul occupied housing, the withdrawal amount shall not exceed one month before the overhaul behavior (subject to the time specified in the document) of the housing provident fund storage balance, the cumulative withdrawal amount shall not exceed the total cost.