Large overdue general credit will lead to the following consequences: 1) credit record damage; 2) The overdue interest and overdue fine increase; 3) dunning notices and legal proceedings may be received.

Detailed description:

1) Credit record damage: overdue large-scale credit extension will have a negative impact on personal credit record. Credit record is an important basis for financial institutions to evaluate personal credit status. Overdue records will be recorded in the credit report, which will reduce the personal credit score, thus affecting the access and interest rate of financial products such as loans and credit cards in the future.

2) Increase of overdue interest and overdue fine: For large-sum loans overdue, financial institutions usually charge overdue interest and overdue fine according to the contract. The overdue interest is the expenses beyond the loan principal amount, and the late payment fee is a fine based on the overdue amount. With the extension of overdue time, these expenses will continue to accumulate, increasing the repayment burden.

3) Dunning notices and legal proceedings: Financial institutions usually call, write or collect overdue payments. If the borrower refuses to repay or is unable to repay, the financial institution has the right to take legal measures to recover the debt. This may lead to court intervention, judgment and enforcement measures, such as freezing bank accounts and sealing up property.

Summary: Large credit overdue will damage personal credit records, increase overdue fees, and may lead to dunning notices and legal proceedings. Therefore, timely repayment is an important way to maintain personal credit and avoid unnecessary trouble.