Therefore, eligible policyholders can bring their identity documents (if the policyholder and the insured are not the same person, they need to prepare the identity documents of the insured), insurance policies, insurance policy invoices and bank cards to the local offline business outlets for lending procedures. If the insurance company supports online processing, the insured can also apply for refinancing through the insurance company official website, WeChat official account and APP.
But it is worth mentioning that because the loan amount of the policy loan depends on the cash value of the policy, and the cash value is different every year,