Provide proof to the local credit cooperative that you can get loans, student loans and others.

Second, how much can a university interest-free loan borrow?

The amount of interest-free loans for college students' entrepreneurship generally ranges from 20000- 100000 yuan, and the maximum amount does not exceed 70% of the total amount of funds needed for normal production and business activities, purchase of small equipment and franchise chain operation. If there is a certain guarantee, the amount can be increased appropriately. If you have financial difficulties in going to college, you can apply for a student loan, but the student loan is a discount loan, not an interest-free loan.

Materials to be prepared for interest-free loans:

1, approval form for college graduates to start their own businesses;

2. Original and photocopy of graduation certificate;

3. The original and photocopy of my ID card;

4. Registration card;

5. Two one-inch photos;

6. My file needs to be submitted to the Graduation Office of the Personnel Bureau;

7. Documentary proof of repayment ability such as personal or family income and property status of college students' entrepreneurial loan applicants;

8. Identity documents (including the original ID card, household registration book or other valid residence permit) and proof of marital status of college students' entrepreneurial loan applicants and their spouses;

9. Guarantee materials for college students' entrepreneurial loan applicants: the ownership certificate and list of collateral or pledge, the certificate that the authorized disposition agrees to mortgage (pledge), and the appraisal report of mortgage (pledge) issued by the appraisal department recognized by the bank;

10, business license of college students' entrepreneurial loan applicant and business license of related industries, relevant agreements, contracts or other loan purposes.

3. What are the conditions for interest-free loans?

1. The loan applicant must be a China citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state;

2. The purpose of the loan is clear and legal, and the borrower has the willingness and ability to repay;

3. The borrower's credit status is good and there is no significant bad credit record.

Legal basis:

Article 11 of the Interim Measures for the Administration of Personal Loans

Personal loan application shall meet the following conditions:

(1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state;

(2) The purpose of the loan is clear and legal;

(3) The amount, duration and currency of the loan application are reasonable;

(4) The borrower has the willingness and ability to repay;

(5) The borrower's credit status is good and there is no significant bad credit record;

(6) Other conditions required by the lender.