What time does Bank of China get off work in the afternoon
In general, the outlets of Bank of China are open from 9: to 17: on the same day, and the business is closed on non-working days. As the business hours of outlets in different regions are slightly different, in order to avoid affecting your business, please pay attention to the "China Bank Micro-Banking" WeChat WeChat official account, select the function of "Micro-service-peripheral outlets and ATM- queuing for numbers or peripheral ATMs" in the menu below, inquire about the information of outlets and call outlets to inquire about the business hours in detail.
the above contents are for your reference. please refer to the actual business regulations.
when does China bank close?
The normal closing hours of China Bank are generally 5: pm from Monday to Friday or 4: pm on Saturday. The specific business hours are as follows:
1. Business: from 9: am to 12: noon and from 13: to 17: pm every Monday to Friday.
2. Private business: open from 9: am to 5: pm every Monday to Friday; On Saturdays, it is open from 1: a.m. to 4: p.m. and closed on holidays. (There will be fine-tuning in Xia Dong in two seasons and in some regions)
The Bank of China operates normally on holidays and all year round, but most of them are only for individual users. Corporate business is generally not handled during holidays and legal holidays.
China Bank is mainly engaged in commercial banking business, including corporate, personal finance, treasury business, international treasury business and financial institution business.
1. Corporate finance business
is the main source of banking profits in China. Based on the core credit products of banks, it provides personalized and innovative financial services to customers. In 27, corporate finance continued to focus on improving the customer service system, promoting the overall business linkage, strengthening product innovation and implementing management transformation, setting up corporate finance sections and strengthening line management. China Bank implements the development strategy of serving key large-scale and high-quality corporate customers, pays attention to the long-term cooperative relationship with large-scale and high-quality customers, and at the same time makes it clear that SME business is an important part of corporate financial business, and strives to become an efficient, professional and comprehensive partner of SMEs.
2. Personal financial services
mainly aim at the financial needs of individual customers and provide services including savings deposits, consumer credit and bank cards.
3. Deposit business
China Bank actively responds to the impact of the rapid development of the capital market on the deposit business of RMB companies and vigorously develops the deposit business of RMB companies.
4. Loan business
China Bank continued to strengthen the adjustment of loan structure, increased investment in key supporting industries, and realized the optimal allocation of credit resources.
5. Business of financial institutions
China Bank pays attention to all-round cooperation with financial institutions, and provides customers with more comprehensive services by recommending customers, sharing resources and developing new products together. Bank of China also conducts clearing in US dollars, euros and Japanese yen through its branches in new york, Frankfurt and Tokyo, both of which are local tier-one clearing banks.
6. International settlement and trade financing business
is the dominant business of China Bank, and China Bank has strengthened the linkage between domestic and foreign institutions to realize the rapid development of international settlement and trade financing business.
7. Financial services of other companies
China Bank provides payment and settlement services, mainly including bank drafts, promissory notes, cheques, remittances, bank acceptance bills, entrusted collection, collection and acceptance, centralized payment, cheque deposit and bill custody.
8. treasury business
includes treasury operation and management services such as domestic and foreign currency hedging, treasury management, debt hedging, and domestic and overseas financing.
9. Financial institution business
China Bank provides comprehensive services such as capital settlement, interbank lending and custody for other banks, securities companies and insurance companies around the world. As a century-old brand of China's financial industry, Bank of China has been proactive and innovative while paying attention to steady operation, creating many firsts in the domestic banking industry, and has been widely recognized and praised by the industry and customers in the fields of international settlement, foreign exchange funds and trade financing.
1. Capital and international business
As a traditional specialized foreign exchange and foreign trade bank, China Bank has unique advantages and rich professional experience in foreign exchange business and international settlement business, and uses a perfect international trading network system to provide customers with high-quality international settlement services, foreign exchange preservation, value-added, investment and wealth management, and businesses aimed at avoiding exchange rate risks. Including capital business: foreign exchange trading, foreign exchange financial derivatives and RMB capital trading; Investment and financial management: Huijubao, Bond Bao, Foreign Exchange Bao, Option Bao, Liangdebao, Huang Jinbao, Spring, Summer, Autumn and Winter, foreign exchange financing and international settlement.
11. Bill pool business
Bank of China has launched a bill pool business on corporate online banking, which can help customers manage bills centrally. By establishing a corporate bill pool, the bills held are "put into the pool for custody", which is convenient for daily bill management. Bank of China provides services such as distinguishing the authenticity of bills, reminding bills of maturity, and entrusted collection of bills of maturity. Banks also provide bill custody services, which can outsource the physical custody of bills to banks, eliminating the worry of keeping bills.
What time does the bank close in the afternoon?
Most outlets are open from 9 am to 17 pm. For example, the closing time of China Construction Bank is 11: 3 or 12: . After work until before going to work, the bank does not handle corporate business, and personal business can be handled normally at noon. Banks are legally established financial institutions engaged in monetary and credit business. It is the product of the development of commodity currency economy to a certain stage. Banks are classified into central banks, policy banks, commercial banks, investment banks and the World Bank, with different responsibilities.
Extended information:
1. Is the bank state-owned or private?
The state-owned banks directly controlled by China include China Industrial and Commercial Bank, China Agricultural Bank, China Bank, China Construction Bank, China Bank of Communications and China Postal Savings Bank, as well as China Development Bank, The Export-Import Bank of China and China Agricultural Development Bank. The remaining banks cannot be simply classified as state-owned or private. In addition, it is inaccurate to say that other banks are "private". More accurately, it is private capital holding.
2. Are the bank staff civil servants?
no, according to the civil service law, civil servants refer to those who perform public duties according to law and are included in the state administrative establishment, and their wages and benefits are paid by the state finance. Banks are not state administrative organizations, so they are not civil servants. Banks belong to financial institutions, not to civil servants or institutions.
3. Is the financial management bought in the bank reliable?
As one of the three pillars of China's finance, banks have a large platform and are relatively formal. It is relatively reliable for investors to buy wealth management products in banks. However, this does not mean that the wealth management products that investors buy in banks will not lose money.
4. Can the bank change small change?
yes, the bank can change money or go directly to the counter of the bank's business outlets. In general, you need to queue up by number. It should be noted that if you change a lot of small change, you need to make an appointment in advance, otherwise the bank may not have that much change. According to the Regulations on the Administration of Renminbi, bank outlets should handle the zero-integer or zero-integer exchange business for citizens according to the principle of reasonable needs.
5. Can individuals borrow money from banks?
yes, individuals can go to the bank for loans. All commercial banks have personal loan business to meet the personal consumption, production and business needs of borrowers. But if an individual wants to borrow from a bank, he must meet the loan conditions proposed by the bank. The loan conditions may vary depending on the bank applying for the loan. In addition, different personal loans may require different conditions. However, it is generally required to be at least 25 years old, have full capacity for civil conduct, have a fixed residence or valid residence certificate in China, have a stable income, have a good credit record and have no bad credit record. After meeting these basic conditions, plus some other conditions put forward by the bank, individuals can apply for loans from the bank.
what time does the customer service call back after the loan application of Industrial Bank usually get off work?
get off work at 12 am. Get off work at 17 pm. There are no return calls on holidays and sundays. Industrial Bank Co., Ltd. (hereinafter referred to as "Industrial Bank") was established in August 1988. It is one of the first joint-stock commercial banks approved by the People's Bank of the State Council and China. It was officially listed on the Shanghai Stock Exchange in 27, and its head office is located in Fuzhou.
what time does China Construction Bank close?
According to the official website of China Construction Bank, all branches of CCB close at 17: .
specific business hours:
1. business hours on business days: 9:-17:
2. business hours on business holidays: 9:-17:
3. business hours on business days: 9: -12: 14: . CCB's personal housing loan business mainly includes housing loans on own account personal housing mortgage loans (including personal first-hand housing loans, personal re-trading housing loans, second-hand housing loans, personal commercial housing loans, personal housing mortgage loans, etc.), provident fund personal housing loans and personal housing portfolio loans.
it started on October 9, 214. CCB supports the reasonable housing loan demand of residents' families. For families who purchase their first home by loan, the minimum down payment ratio of the loan is 3%, and the lower limit of the loan interest rate is .7 times of the benchmark loan interest rate. According to the borrower's purchase situation, credit history, repayment ability and other factors.
2. Credit card business
As a state-owned bank that set foot in issuing credit cards earlier in China, China Construction Bank already has many types of credit cards.
Source: Baidu Encyclopedia-China Construction Bank
What time does the bank go to work and get off work
The business hours of different banks and different regions are different. You can call the bank's customer service number in advance for detailed working hours before going to the bank. If there is a national statutory holiday, the time will be adjusted accordingly, and specific banks will also be notified.
ICBC
Personal business: 9: am-17: pm every Monday to Sunday
Corporate business: 9: am-12: noon-13: pm every Monday to Friday
China Construction Bank
Personal business: 8: am Monday to Friday. On Saturdays, it is open from 1: a.m. to 4: p.m. and closed on holidays.
business: from Monday to Friday, it is open from 9: a.m. to 5: p.m. and closed on holidays.
Agricultural Bank
Personal business, from Monday to Sunday at noon every day, there are people on duty;
For business, I get off work at 12 noon every day from Monday to Friday and go to work at 2:3 pm; It is closed to business on Saturdays and Sundays.
Bank of Communications
8: (or 9: )-17: 3 (or 16: 3), depending on local government regulations and the size of local cities.
holidays (Saturday and Sunday): 9 am to 4: 3 pm. Personal business does not rest on weekends (except for fund, bank and securities business and personal loan business), and corporate business is closed on weekends.
China Postal Savings Bank
Private business: it is open from 9: am to 5: pm every Monday to Friday; It is open from 1: am to 4: pm on Saturday and Sunday, and closed on holidays.
business: from Monday to Friday, it is open from 9: a.m. to 5: p.m. and closed on holidays.
Shanghai Pudong Development Bank
The closing time of Shanghai Pudong Development Bank is 5 pm from Monday to Friday, and it is generally 4 pm during weekends and legal holidays.
Minsheng Bank
The closing time of Minsheng Bank is 5: 3 pm from Monday to Friday, and it is generally 5: pm during weekends and legal holidays.
China CITIC Bank
The closing time of China CITIC Bank is 5pm from Monday to Friday, and it is generally 4pm during weekends and legal holidays.