202 1, in fact, mortgage loans in many places were indeed tightening, and even many banks had stopped handling loan business at that time, mainly because the relevant departments wanted to control house prices at that time. But by 2022, in fact, banks have not implemented this policy, and now banks are encouraging everyone to apply for loans. This is because the situation in 2022 and 20021year is completely different. There are not many people buying houses now, and the whole real estate market is relatively depressed. Therefore, the bank will encourage everyone to borrow money to buy a house, and buyers with rigid demand can consider buying a house now.

Can I pay deed tax if I don't fill in my children's information? You don't need to fill in the children's information when paying the deed tax. The deed tax to be paid for buying a house has nothing to do with children, and the tax bill of deed tax does not need to indicate marriage and children's status. The tax bill is only a tax payment certificate for the transfer of real estate, and it is ok to pay the deed tax without filling in the children's information.

Deed tax is usually a kind of property tax levied on property owners when property rights change. Deed tax has a wide range of taxation. After the individual pays the deed tax, the tax authorities will issue a tax payment certificate to prove that the individual has paid the deed tax.

Does disposable income deduct rent? In fact, disposable income includes rent and various loans. The main professional salary and second professional income of the main family members will be included in the disposable income. If the house is rented out, the income should also be included in the disposable income. If you don't know anything about this, you can consult the tax bureau.

The above is about the continuous tightening of multi-site mortgages. 202 1, the mortgage policy in many places has indeed tightened, but after entering 2022, many banks have begun to encourage everyone to apply for a mortgage.