First of all, answer directly.

If the loan cannot be cancelled after success, the borrower shall repay the arrears of the month on time every month as agreed in the contract.

Second, the specific analysis

However, if there is no demand for loan funds, the interest will be calculated on a daily basis if the money is placed in the card. Instead, it is better to apply for a one-time settlement in advance.

Although it is necessary to pay fees for early settlement of the loan, compared with the scheduled repayment, the interest cost to be paid is still less, which is also a timely stop loss method.

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3. Can the loan be cancelled if it is useless?

After the loan application is submitted, it is necessary to determine whether it can be revoked according to the audit results.

1. The application was successful.

The borrower can check the approval progress on the loan platform first. If the loan is unsuccessful, it is suggested to call or contact online customer service immediately and ask for cancellation of the loan. After receiving the application, the loan platform is likely to cancel the loan directly.

However, if the loan is cancelled before the loan is cancelled, it will inform you that the loan is successful, and the system has already transferred the loan money to the borrower's collection bank card, which means that the transaction has been completed, even if the borrower has not used the money, it cannot be cancelled. It is necessary to fulfill the repayment obligation in accordance with the contract and pay the corresponding expenses.

2. Application failed

After the borrower submits the loan application, he can cancel it only after notifying that the loan application has failed, and there is no need to cancel it voluntarily.

After all, the loan fails, and the loan relationship between the borrower and the loan platform is not established, so there is no need to bear corresponding responsibilities and obligations.

How long does it take to review the mobile phone loan? How to cancel the loan?

For friends in need, they are more concerned about the loan review time, how long it takes for the mobile phone loan review, and how to cancel the loan.

How long does it take to review the mobile phone loan?

After the borrower successfully submits various materials, the review time is 2 working days after the borrower initiates the application. However, due to various reasons, the audit will be delayed.

How to cancel the loan after successfully submitting the loan application?

(1) You can put forward the idea that you want to cancel the loan when the loan officer calls.

(2) You can upload the photos of the front and back of your ID card to WeChat WeChat official account "Mobile Loan" and explain the reasons for canceling the loan.

What borrowers need to pay attention to is that if the loan passes the examination and approval smoothly, it cannot be revoked when it enters the stage of fund matching.

The loan is successful, and the login APP always flashes back?

You can uninstall the used mobile loan software and download it again at intervals.

How to cancel the mobile phone loan of rural commercial banks

It is ok for the borrower to cancel the loan. Contact your account manager to explain the situation, and he will report to the platform to terminate the approval process. As long as you haven't passed the audit, you can contact customer service to help you cancel the loan. 3. Generally, loans under construction are in the lending stage after approval. It's troublesome to cancel at this time, but as long as the money doesn't arrive, you can still contact the account manager or customer service. Cancelling the loan at this time may have an impact on your credit information and may result in a certain penalty. 4. The loan has been issued. If the loan is already in the process of issuance or has arrived, it is basically impossible to cancel the loan. If you don't want to use this loan, you can repay it in advance, so there will be no interest. However, some lending institutions have certain restrictions on prepayment, such as not allowing prepayment within a certain period after the loan, or paying liquidated damages for prepayment, or not supporting prepayment.

Can I cancel the loan application?

More and more small partners began to try loans, but there are also small partners who don't want to apply for loans because they didn't fully consider it before. Can I cancel the loan application? Tell everyone about it.

Generally, the loan application can be cancelled, and the applicant only needs to contact the customer service of the lending institution to indicate that he wants to cancel the loan. It will be very troublesome for the applicant to cancel the loan that has entered the approval stage or has been loaned. For loans under approval, such as bank loans, if the applicant wants to cancel, he will often ask for payment of liquidated damages. For the successful loan, the applicant can not cancel the loan generally, and can only choose to repay in advance. If the lending institution does not support prepayment, then it can only accept the loan.

In addition, different lending institutions have different loan regulations. For the bank, if the loan is cancelled after the applicant's application, the fees paid by the lender for applying for the loan will not be refunded, and even if it is cancelled after signing the loan contract, it will also bear the liquidated damages. Generally speaking, mobile phone loans can be cancelled unless they have been successfully loaned. The cancellation of the loan will not enter the credit record.

Warm reminder

Remind everyone that it is not cost-effective to cancel the loan application again, especially after the approval. First, it is time-consuming and laborious to report personal information at the loan application stage and cooperate with the telephone call back. Finally, the cancellation must be approved by the lending institution. Therefore, everyone should think twice before applying for a loan, and don't work in vain at last.

How does China Bank cancel the online loan application?

China Bank Mobile Banking canceled the online loan application;

Loans submitted online and connected offline, that is, loans in the "more loans" application of personal mobile banking (such as housing loans and study abroad loans), do not need to be cancelled after application, nor can they be cancelled by themselves, because all business personnel at BOC outlets need to contact you after seeing them, and then go to BOC outlets to handle them. Just submit their intentions online. Related processing actions need to be triggered by China Bank outlets. If you don't want to continue to apply for a loan, you can let me know clearly when you are contacted by BOC outlets.

The above contents are for your reference. Please refer to the actual business regulations.