5.5 or 7. Dalian Rural Commercial Bank's business loan interest rate depends on what kind of guarantee method is used. If it is a credit loan, the annual interest rate is 7. If it is a loan for small and micro business owners, the asset-liability ratio is low, the credit is good, and the capital flow in the bank is large. Then the interest rate can be 5.5 per annum. Dalian Rural Commercial Bank is a mobile financial service tool with common functions such as transfer and remittance, investment and financial management, account management, and branch map.