For banks to stop issuing national student loans (due to external reasons, family economic conditions have improved).

A.? Those who have violated laws and disciplines and have been subject to administrative sanctions by the school or criminal penalties from relevant departments.

B.? Poor academic performance and unable to complete studies.

C.? Declared missing, dead, or having lost full capacity for civil conduct or labor capacity.

D.? Due to external reasons, the family’s economic conditions have improved.

Answer analysis: D. Due to external reasons, the family’s economic conditions have improved.

Expansion:

Student loans can be stopped midway. After students apply for student loans, if they want to apply for loan suspension, they need to submit a loan suspension application to the bank. After signing the loan suspension contract, the loan can be released. Generally speaking, student loans from the student's place of origin are granted once a year. Students can stop the loan after one year, or they can continue the loan for three years, or stop the loan midway. The specific loan period can be determined according to personal circumstances.

Extended information:

National student loans are the Party Central Committee and the State Council’s use of financial means to improve my country’s funding policy system for ordinary colleges and universities under the conditions of the socialist market economy and increase funding for ordinary colleges and universities. A major measure taken to provide financial aid to students from poor families.

The national student loan is a government-led, fiscally subsidized loan. The finance and university authorities jointly provide banks with certain risk compensation, and banks, education administration departments and university authorities work together to specifically help poor colleges and universities. Bank loans for home students.

Students who borrow money do not need to apply for loan guarantee or mortgage, but they need to promise to repay the loan on time and bear relevant legal responsibilities. Borrowing students apply for loans from banks through their schools, which are used to make up for various expenses while in school, and are repaid in installments after graduation. On August 8, 2012, the new student loans issued by the Development Bank will exceed 12 billion yuan.

On July 20, 2015, the Ministry of Education and other departments jointly issued "Several Opinions on Improving National Student Loan Policies." The "Opinions" stated that in order to effectively reduce the financial burden on students who borrow money, the maximum loan period will be extended from 14 years to 20 years, the principal repayment grace period will be extended from 2 years to 3 years, and the loan interest will be fully subsidized by the government while students are studying. .