Yes, second-hand houses with loans can be traded.

The premise is to settle the loan and cancel the other warrants, and then buy and sell the transfer and property rights change;

The loan cannot be directly passed on to the buyer. The buyer can help the seller settle the loan curve first, and this amount is counted as the total house payment.

After paying off all the money owed to the bank, he will transfer it to you with the certificate. Many people do this, but after you pay the money, you have to sign a contract and verify the real estate license. If he buys a new house, he should have a purchase contract and a purchase invoice.

Extended data:

Second-hand housing occupancy notice:

Notice of occupancy

1, see the delivery list.

At present, most second-hand houses in the market are decorated houses. When signing the contract, please ask the owner and the buyer to list the attached items and quantities. For some household appliances, it is suggested to list the model and brand, so as to check whether the items are in line with the contract when taking back the building.

2. Check the indoor facilities for quality problems.

Property buyers should pay attention to check the quality of the project, such as the quality of doors, windows, ceilings, walls and floors, and whether there is leakage. (especially for properties with long buildings); Check whether the water and electricity are normal and whether the waterway is unblocked. Check whether the indoor equipment works normally. If there is a problem, the old owner must cooperate with the new owner to carry out maintenance, otherwise the new owner may have to mainly bear the expenses mentioned in the case. After repossession, I found that the original owner owed thousands of dollars, and I couldn't contact the original owner to recover it, so I had to admit that I was unlucky. Therefore, please make sure that the original owner has settled the water, electricity, gas, telephone, television, internet, property management and other expenses when you repossess the building, so as not to bear it yourself.

3. Is the certificate of repossession complete?

For some new buildings that have not been occupied for many years, buyers should check whether the acceptance documents of the property are complete, and at the same time be sure to know whether the owners have paid some so-called repossession fees, such as maintenance funds, so as not to cause losses to themselves.

4. Do you want to move out?

For the prestigious property, some original owners sold the property, but the household registration is still attached to the sold property. When the new owner repossesses the building, if he wants to use the household registration of the property, he should ask the other party to move out on time, otherwise the new owner can't find a police station to receive the household registration.

5. Whether the invoice is complete.

After the buyer successfully repossesses the building, the customer usually has to go through some transfer procedures, such as whether the transfer tax bill, cable TV, telephone and internet invoices are complete, otherwise the buyer will not be able to use related services.