Loans to individual housing buyers
Personal housing loan is a loan provided by China Construction Bank for those who are interested in buying a new house. The loan amount is 70% of the house value, and the longest term is 30 years.
Personal re-trading housing loan
Personal re-trading housing loans are second-hand housing loans, the amount of which is 70% of the housing value, and the longest term is 30 years. And shall not exceed the remaining service life of the purchased house.
Personal commercial housing loan
Personal commercial housing loan is a loan provided by China Construction Bank for those who are interested in buying commercial housing. You can buy shops, office buildings and so on. The amount is 50% of the house value, and the longest is 10 year, and it shall not exceed the remaining service life of the purchased commercial house.
Helidai
Heli loan refers to a loan product that an applicant can apply for a loan to buy a house with his children or parents as a borrower. This method not only solves the problem of insufficient repayment ability, but also solves the problem of short loan period.
Small secured loans for laid-off workers
Small secured loans for laid-off workers are loans specially provided for laid-off workers to start businesses. The minimum amount is 2000 yuan, the maximum is 20000 yuan, and the maximum period is 2 years.
Xueyidai
Yi Xue loan is a loan provided by China Construction Bank for those who intend to study abroad or attend high-end on-the-job education. The maximum is 6,543.8+0,000 yuan, and the term is "study time+654.38+0 years".
Decoration loan
Home improvement loan is a loan dedicated to individual housing renovation, with a quota of no more than 6,543,800 yuan and a maximum of 5 years. When a friend who doesn't know what products CCB loan has plans to apply for a decoration loan,
Home improvement loan is a good choice.
Wealth loan
Wealth loan is a loan product specially developed by China Construction Bank for private banking customers. It is used for the daily production and operation capital turnover of business entities, with a maximum amount of 654.38+million yuan and a maximum period of 3 years.
Hexingdai
Hexing Loan is a personal loan provided to dealers, agents or suppliers in the loan of China Construction Bank, with a quota of no more than 5 million yuan and a term of no more than 3 years.
Personal consumption loan
Personal consumption loans are loans to borrowers and their families in China Construction Bank loans. It adopts three loan methods: mortgage, guarantee and credit. The single-family loan amount is 2 million yuan, and the longest term is 5 years.