Weixin Jinke was established in March 2006, and its subsidiaries include Weixin Financial Technology, Weishi Guarantee, Chengdu Weishi Small Loan and Shanghai Weixin Small Loan. Among them, Chengdu Microvision Small Loan and Shanghai WeChat Small Loan all hold small loan licenses. In addition, Weixin Jinke also has the license of financing lease and financing guarantee. Up to now, there are more than 14000 complaints about WeChat Jinke, mainly involving usury, beheading, violent collection, etc., which is the red line that the regulatory authorities have repeatedly banned from trampling.