First, determine whether you want a long-term loan.

General long-term loans, the monthly pressure will be smaller, the number of years is higher.

If it is short-term, the procedure will be simpler and the loan will be faster.

Second, Tianjin housing has handled short-term loans, can I still apply for long-term mortgage loans?

Tianjin Personal Short-term Loan Process:

(1). The borrower submits the application and relevant materials.

(2), real estate appraisal,

(3) After approval, go through the mortgage registration formalities.

(4) The borrowing company issues mortgage loans.

⑤. The borrower shall repay the mortgage loan principal and interest on a regular basis as agreed in the contract.

6. Pay off the mortgage principal and interest and apply for mortgage.

3. How to handle Tianjin short-term housing loan more conveniently?

It is best to pay off the mortgage first, which is absolutely no problem; There is also a kind of mortgage, that is, a part of the loan is borrowed on the basis of the loan, but now the bank basically does not do it unless you have a strong relationship in the bank!