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Hello, dear, I totally understand how you feel. The online loan interview is still credible, but you need to pay attention to several points: the interest cannot exceed15%; There should be no charge before giving money. You can't deduct interest first. Everyone has a copy of the contract, which must be signed and sealed. If it is a company, it should also be stamped with the official seal. It is best to pay by bank remittance, not cash transaction, friendly reminder! Although signing a contract under an online loan line is a relatively common step. But for the lender, there is still a bottom in my heart. Whether the object of your loan is the online loan products of big banks or the small products that pop up on the Internet, there is a big difference between them. If it is a regular product owned by a big bank, of course, there is no pressure to sign offline. If it is a small online loan product with unknown sources, you should be vigilant, dear, I hope my answer will help you! Thank you,

Second, is the personal loan interview a scam?

Face-to-face signing is a necessary procedure to apply for a loan from a bank. When applying for a personal loan, the borrower needs to bring his ID card and other documents to the bank to sign the receipt and contract. Because it must be signed by the borrower himself, it is called face-to-face signing. The main purpose of face-to-face signing is to prevent borrowers from borrowing and maliciously defrauding loans without the ability to borrow. The borrower should bring all the information, including the original property ownership certificate, sales contract, payroll, income certificate, ID card, household registration book and other face-to-face signatures. Generally, it will not be forged, and most of them are forged.

Third, the ID card bank card loan needs me to sign the latest scam?

If you really apply for a loan, you need to sign it in person when the loan is approved. This should not be a scam.