A: Yes. Borrowers can repay individual housing provident fund loans in advance. Early repayment can take the form of one-time repayment of all loan principal and interest or early repayment of part of loan principal. According to the needs of the borrower, choose the repayment date of one-time principal and interest repayment (that is, early repayment). If the prepayment is unsuccessful, you can apply again next time. The prepayment date is fixed monthly repayment date. If the prepayment in the current month is unsuccessful, you can apply again next month.

Treatment process

(1) One-time repayment of principal and interest

According to the needs of the borrower, choose the repayment date of one-time principal and interest repayment (that is, early repayment). If the prepayment is unsuccessful, you can apply again next time.

network application

(2) Partial repayment in advance

The prepayment date is fixed monthly repayment date. If the prepayment in the current month is unsuccessful, you can apply again next month.

Network application: the borrower applies (all borrowers must sign and agree at the scene) → confirm the amount and date of prepayment → accept the approval of the network → approve by the center → repay part of the loan principal → send the prepayment application form to the provident fund center for filing.

2. Application conditions

(1) The loan was successfully extended for more than half a year;

(2) The applicant is not overdue in the current state;

(3) The applicant signs the Application Form for Early Repayment for confirmation, accepts the comments of outlets and seals them;

(4) If the applicant's prepayment is unsuccessful due to insufficient repayment account balance, it is necessary to reapply.

3. Time of application

Apply on the fixed repayment date and within 2 days (5-day period).