You can query the quota in the following ways:
1, online banking query
Industrial Bank credit card users can log in to Industrial Bank credit card online banking, and can query their credit card limit by querying account information.
2. Mobile banking inquiry
Visit the WAP mobile banking website of Industrial Bank with your mobile phone, log in with your credit card and credit card query password, and you can visit the credit card mobile banking of Industrial Bank to query account information.
3. Customer service telephone inquiry
You can call Industrial Bank's 24-hour customer service telephone number: 9556 1 with your mobile phone or landline, press "1" to select the "credit card" business, and press "3" to check the credit card limit.
4. The method of Industrial Bank's credit card inquiry to verify the credit card limit-bill inquiry.
Credit card users of Industrial Bank can check your credit card limit and cash withdrawal limit on the credit card statement sent to you by the bank every month.
The main features of credit cards:
1. Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range.
2. Credit card has both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;
Credit card is a high-tech product integrating financial business and computer technology.
4. Credit cards can reduce the use of cash and currency;
5. Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;
6. Credit cards can simplify the collection procedures and save social labor;
7. Credit cards can promote commodity sales and social needs.
Main types
According to different card issuers, it can be divided into bank cards and non-bank cards.
Bank card. This is a credit card issued by the bank. Cardholders can shop and spend money at the special merchants of the issuing bank, or they can withdraw cash at any time at the outlets of the issuing bank or at places with ATMs.
Non-bank card. This kind of card can be divided into retail credit card and travel entertainment card. Retail credit cards are credit cards issued by commercial organizations, such as department stores and oil companies, which are specially used for shopping in designated stores or filling gas stations. , and settle accounts regularly. Travel and entertainment card is a credit card issued by airlines, travel companies and other service industries, which is used for ticket purchase, dining, accommodation, entertainment and so on.
According to the different issuing banks, it can be divided into corporate cards and personal cards.
Company card. Company cards are issued to various industrial and commercial enterprises, scientific research and education institutions, state party and government organs, armed forces, organizations and other legal person organizations.
Personal card. Personal cards are issued to individual urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable income sources. The personal card is applied in the name of an individual and bears all the responsibilities for its use.
According to the credit status of cardholders, it can be divided into ordinary cards and gold cards.
Ordinary card. Ordinary cards are issued to cardholders with average economic strength, credibility and status, and the requirements are not high.
Gold card. Gold card is an advanced credit card that pays a high membership fee and enjoys special treatment. Card issuers are institutions with high credit, strong repayment ability, credit or certain social status. The starting point of gold card authorization limit is higher, and the additional service items and scope are wider, so the requirements for related service fees and deposits are higher.
Credit cards can be divided into credit cards and debit cards according to different payment methods.
Credit card. That is, when the issuing bank provides bank credit, it overdraws first, and then repays or pays in installments. Most of these cards are used for international circulation. In other words, the way to allow cardholders to pay off their credit card accounts is "consume first, then deposit". At present, most of the cards in circulation in the world are of this kind.
What is the credit card limit of Industrial Bank? How to inquire and adjust the credit card limit?
I. Provisions on Credit Card Limit of Industrial Bank
Second, the Industrial Bank credit card limit query method
3. How to adjust the credit card limit of Industrial Bank?
Industrial Bank Credit Card Limit Provisions
1. According to the cardholder's income and credit standing, Industrial Bank verifies the maximum amount that can be used for overdraft consumption and cash withdrawal, and the cardholder can recover the card within the validity period. The credit limit that cardholders can use for timely transactions will decrease with each consumption and be restored with each repayment. If Industrial Bank issues multiple credit cards, the maximum credit limit of a single credit card held in the cardholder's name is used as the credit limit, not the sum of the credit limits of multiple credit cards.
2. The credit card withdrawal amount of Industrial Bank is generally 20-50% of the credit line, which is included in the credit line. The withdrawal amount of a gold card is generally 50% of the credit limit, and that of an ordinary card is generally 30%. Please call the 24-hour customer service hotline at 9556 1 for details.
3. ATM withdrawal regulations with "UnionPay" logo in Hong Kong and Macao: the daily cumulative amount in Hong Kong shall not exceed 4,500 Hong Kong dollars, and the daily cumulative amount in Macao shall not exceed 4,800 Macao dollars.
4. Provisions on overseas withdrawal (including overpayment): The accumulative withdrawal shall not exceed the equivalent of 1000 USD for one day, 5,000 USD for one month and 10000 USD for six months.
Inquiry method of credit card limit of Industrial Bank
I. Inquiry method of credit card limit of Industrial Bank-online banking inquiry
Industrial Bank credit card users can log in to Industrial Bank credit card online banking, and can query their credit card limit by querying account information.
Second, the inquiry method of Industrial Bank's credit card limit-customer service telephone inquiry
You can call Industrial Bank's 24-hour customer service telephone number: 9556 1 with your mobile phone or landline, press "1" to select the "credit card" business, and press "3" to check the credit card limit.
Iii. Inquiry method of credit card limit of Industrial Bank-bill inquiry
Credit card users of Industrial Bank can check your credit card limit and cash withdrawal limit on the credit card statement sent to you by the bank every month.
Fourth, the inquiry method of credit card limit of Industrial Bank-mobile banking inquiry.
Visit the WAP mobile banking website (version or normal version) of Industrial Bank with your mobile phone, log in with your credit card and credit card query password, and you can enter the credit card mobile banking of Industrial Bank to query your account information.
How to adjust the credit card limit of Industrial Bank?
1. One of the credit card line adjustment methods of Industrial Bank-permanent line adjustment.
When you use the card for a period of time, you can also call the 24-hour customer service hotline of Industrial Bank: 9556 1 to apply for increasing the credit limit. Industrial Bank will also actively adjust your credit limit according to your credit history.
Two. Temporary line adjustment, one of the ways to adjust the credit card line of Industrial Bank.
If you need to temporarily increase the credit line due to traveling abroad, decorating a new house or getting married, you can call the 24-hour customer service hotline 9556 1 in advance to apply. The temporary credit limit is valid for one month at the longest, and your credit limit will be automatically restored to the original credit limit after expiration.
Inquiry method of credit card remaining limit of Industrial Bank
In the process of our credit card consumption, it is very likely that we don't know how much credit we have used because of miscellaneous swipes. Today, I will bring you the inquiry method of the remaining credit limit of Industrial Bank.
1. What do you mean by the current balance and available balance of Industrial Credit Card?
Industrial credit card bill shows the current balance of 4000, available balance 1800. What do they mean?
The current balance refers to the arrears, which means you still owe 4000 yuan. Available balance is the amount that can be used, which means that the amount that you can still spend is 1800 yuan.
Reminder:
The calculation formula of available credit line is: credit line-unsettled paid amount-accumulated used unrecorded amount = available credit line.
Second, the Industrial Bank credit card available balance inquiry method:
1, telephone enquiry
You can directly call the 24-hour customer service telephone number of Industrial Bank: 9556 1, press 1 credit card, then press 4 bills to inquire, and then make a choice according to the voice prompts. You can query credit card related information such as balance, historical bills and outstanding bills.
2. Mobile banking inquiry
You can use your mobile phone to visit the WAP mobile banking website of Industrial Bank ((3G version) or (normal version)), enter the credit card and credit card inquiry password to log in, and then you can enter the credit card mobile banking of Industrial Bank to inquire about your account information.
3. Bill inquiry
You can check your credit card limit and cash withdrawal limit on the credit card statement or electronic bill sent to you by the bank every month.
4, SMS query
You can use the mobile phone number reserved in the bank, edit the short message: 30XXXX(XXXX is the last four digits of the credit card), and send it to 9556 1, so you can check your bill and remaining limit.
5. Online banking inquiry
You can log in to the credit card center page of Industrial Bank () and select the online banking login function of credit card online banking on the right; After entering relevant information, click View Balance Information Query function to find out your current remaining quota.
The above is the "inquiry method of credit card remaining limit of Industrial Bank" that I introduced to you. I hope this article I compiled is useful to you. Want to know more about credit cards, I suggest you pay attention to Jintou Credit Card!
Disclaimer: The operation suggestions in this paper only represent the views of third parties and have nothing to do with this platform. Investment is risky, so be cautious when entering the market. Deal with it accordingly at your own risk.
What is the credit card withdrawal amount of Industrial Bank? How to inquire?
Provisions of Industrial Bank on Credit Card Withdrawal Limit
The credit card withdrawal limit of Industrial Bank is generally 50% of your credit limit. Please call the 24-hour customer service hotline: 9556 1 for information about your bill.
If your cash advance limit is insufficient to meet your cash advance demand, please call the 24-hour customer service hotline 9556 1 at any time to apply for permanently increasing your credit limit or increasing your cash advance ratio.
I. Credit card withdrawal limit of Industrial Bank-withdrawal limit in Hong Kong and Macao.
ATM withdrawals in Hong Kong and Macao with the "UnionPay" logo stipulate that the daily cumulative amount in Hong Kong shall not exceed 4,500 Hong Kong dollars and that in Macao shall not exceed 4,800 Macao dollars.
II. Credit card withdrawal quota of Industrial Bank-overseas withdrawal quota
Overseas withdrawals (including overpayment) stipulate that the accumulated withdrawals shall not exceed the equivalent of 1000 USD in one day, 5,000 USD in one month and 10000 USD in six months.
How to inquire about the credit card limit of Industrial Bank?
Users can query the credit card limit of Industrial Bank in three ways: online banking inquiry, customer service telephone inquiry and bill inquiry.
First, the inquiry method of Industrial Bank's credit card withdrawal amount-online banking inquiry
Industrial Bank credit card users can log in to Industrial Bank credit card online banking, and can query their credit card withdrawal amount by querying their account information.
Second, the inquiry method of Industrial Bank's credit card withdrawal amount-customer service telephone inquiry
You can call Industrial Bank's 24-hour customer service telephone number: 9556 1 with your mobile phone or landline, press "1" to select the "credit card" business, and press "3" to check the credit card limit.
Third, the inquiry method of Industrial Bank's credit card withdrawal amount-bill inquiry
Credit card users of Industrial Bank can check your credit card limit and cash withdrawal limit on the credit card statement sent to you by the bank every month.
How to inquire about the available credit limit of Industrial Bank's credit card?
Industrial Bank credit card can call the customer service hotline to check the available amount.
1 and 24-hour customer service hotline: 9556 1
2. VIP line: 400889556 1
3. overseas customer service hotline: 86-2 1-38769999
4. Platinum special line for overseas credit cards: 86-2 1-38429696
With a personal credit card in his own name, the cardholder can handle deposit and withdrawal, transfer and settlement business at the bank's outlets, settle consumption at the bank's special merchants, China UnionPay and/or VISA and/or MasterCard, or withdraw cash at designated withdrawal points and equipment, and obtain other related services provided by the above institutions. The specific functions of the credit card shall be subject to the functions actually provided by the credit card.
Extended data:
Relevant provisions of the credit card charter
Corporate card holders can handle the transfer and settlement business at the Bank's outlets with the corporate card, spend money at the Bank, China UnionPay and/or VISA and/or MasterCard special merchants, and obtain other related services provided by the above institutions. The specific functions of the credit card shall be subject to the functions actually provided by the credit card.
After receiving the credit card, the cardholder shall immediately sign in the signature column on the back of the credit card, which must be consistent with the signature column on the application form at the time of application, and use the same signature when using this credit card for transactions, otherwise, the cardholder (cardholder) shall bear the legal responsibilities and corresponding losses arising therefrom.
This credit card account can only be used for legal transactions, and this credit card can only be used by the legal cardholder himself, and it is not allowed to be rented, transferred or lent, otherwise all consequences arising therefrom will be borne by the cardholder himself.