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Preferential insurance policies for small and micro enterprises
There are many preferential policies for small and medium-sized enterprises from national to local. The following are some recent important policies:

Important policies:

On September 19, 2009, the State Council issued "Several Opinions on Further Promoting the Development of Small and Medium-sized Enterprises".

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Recent preferential policies:

On March 3, 20 15, CBRC issued the Guiding Opinions on Financial Services for Small and Micro Enterprises in 20 15.

The "Opinions" are divided into ten articles, which are to clarify the work objectives and strive to achieve "three no less than"; Separate the credit plan and optimize the credit structure; Strengthen system construction and expand the coverage of outlets; Implement due diligence and exemption, and mobilize work enthusiasm; Improve the assessment mechanism and stimulate endogenous motivation; Strengthen financial innovation and improve service ability; Standardize service charges and effectively reduce financing costs; Strictly abide by the risk bottom line and do a good job in risk prevention and control; Strengthen regulatory incentives and constraints to ensure policy implementation; Strengthen multi-party linkage and optimize the service environment.

The "Opinions" adjusted the previous target of "two no less than" for small and micro enterprise loan growth to "three no less than" for growth rate, number of households and loan application rate. According to the reporter of China Economic Net Cultural Industry Channel, in 2008, the goal of "two no less than" was formally put forward. Considering the growth rate and increment, the growth rate of small and micro enterprise loans in banking financial institutions is not lower than the average growth rate of various loans, and the increment is not lower than the same period last year. The "three no less than" targets proposed this time retain the "growth rate", cancel the "increment" and change it into two dimensions: "number of households" and "loan application rate".

20 15 February 26th Notice of the Ministry of Finance on Declaring Special Funds for Cultural Industry Development in 20 15.

20 15 declares special funds for the development of cultural industries. The project declaration is for small and micro-cultural enterprises and is not restricted by some clauses.

2065438+February 25, 2005 the State Council Executive Meeting

20 15 1 10 to 201718 February 31February, the scope of small and micro enterprises that will enjoy the preferential policy of halving enterprise income tax will be changed from the annual taxable income of 654.38 million yuan (including 654.38+)

2015 65438+1On October 26th, the China Insurance Regulatory Commission, the Ministry of Industry and Information Technology, the Ministry of Commerce, the People's Bank of China and the China Banking Regulatory Commission issued the Guiding Opinions on Vigorously Developing Credit Guarantee Insurance Services to Support Small and Micro Enterprises.

2015 65438+1014 the State Council executive meeting

We will set up a venture capital guiding fund for emerging industries with a total scale of 40 billion yuan, focusing on supporting innovative enterprises that stumble in the initial stage.

2014165438+10/5 the State Council executive meeting

From 20 15 65438+ 10/0, small and micro enterprises will be exempted from 42 administrative fees such as organization code certificate fees; From 20 15 and 17 to 20 17, small and micro enterprises with monthly sales or turnover of less than 30,000 yuan will be exempted from five government funds, such as education surcharge and cultural undertakings construction fee, within three years from the date of registration; Small and micro enterprises that arrange employment for the disabled and have no more than 20 employees shall be exempted from the employment security fund for the disabled within 3 years from the date of registration.

20 14 10 14 China National Intellectual Property Administration's opinion on intellectual property rights supporting the development of small and micro enterprises.

20 14 10 9 circular of the Ministry of finance and State Taxation Administration of The People's Republic of China on further supporting the value-added tax and business tax policies of small and micro enterprises

20 14, 10, 1, 20 15, 12, 3 1, and small-scale taxpayers with monthly sales of 20,000 yuan (inclusive, the same below) to 30,000 yuan are exempt from value-added tax; Business tax payers whose monthly turnover is between 20,000 yuan and 30,000 yuan shall be exempted from business tax.

201April 19 Implementation Opinions of the Ministry of Culture, the Ministry of Industry and Information Technology and the Ministry of Finance on Supporting the Development of Small and Micro Cultural Enterprises.

2014 August 15 "Guiding Opinions on Taking Various Measures to Alleviate the High Financing Cost of Enterprises" issued by the State Council General Office.

2065 438+ Notice of China Banking Regulatory Commission on Perfecting and Innovating the Loan Service for Small and Micro Enterprises to Improve the Financial Service Level of Small and Micro Enterprises July 25, 2004.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.