Credit investigation is the content that directly reflects the borrower's credit situation, and it is also an important factor that affects whether financial institutions lend. Someone asked if you can get a loan if you have a blank credit. Today, I will answer your question. In fact, the blank of personal credit information is what we usually call credit white households. So, can white borrowers get loans? The answer is, of course, yes. Although generally speaking, when a borrower applies for a loan, the lending institution will require the borrower to have a good personal credit record. Then, if the borrower has never had a credit card use record or a loan handling record, he has no personal credit record, which is the so-called blank personal credit record. The credit report of such a person who has never applied for any loan or used any bank credit card is blank, and there is nothing except personal basic information. So is it easy for a person with such a blank credit record to apply for a loan? It can only be said that people with blank credit records may apply for loans, but they are not the most favored customer groups of lending institutions. Lending institutions, like customers with good credit records, apply for loans for many times or have been using credit cards normally, without loans overdue or overdue credit cards, belong to groups with good credit records. People with blank credit records apply for loans only better than those with bad credit records, and will not be directly rejected by lending institutions. What needs to be informed is that some loan platforms don't look at users' credit information. If your third-party credit is good, you can successfully apply for a loan. For example, Alipay's loan, Xiaomi's Xiaomi loan and so on are all loans of this type. In addition, you can also apply for a credit card, keep the record of repayment on time, and the credit is not blank. It is also very simple to bid farewell to the blank of personal credit information, but it must be noted that it is very troublesome to repay on time and not overdue, otherwise it will become a credit loan user.