The built-in house has attracted the attention of many buyers because of its price advantage, so how can we buy a set of built-in house safely?

Classification of houses to be built

Houses to be built are divided into two categories. The first category is the replacement of houses on the corresponding collective land after the renovation and demolition of villages in cities, which are "houses with small property rights"; The second category is the demolition of houses on state-owned land, and the demolition activities have obtained five certificates. This kind of building can generally get two certificates. However, this kind of housing has the nature of compensation and can be subdivided into two types, namely, affordable housing and commercial housing.

for the second type, if it is an affordable house, it will take five years after the two certificates are complete, and if it is a commercial house, it can be traded after getting two certificates.

For Wuhan, buying a house with two certificates is no different from ordinary second-hand houses, but the following points should be paid attention to when buying a house safely:

First, it is best not to choose a house with incomplete certificates

The biggest advantage of a house with incomplete certificates is its low price, but it is better to stay away from it. It is better to choose some second-hand houses with complete certificates or just need a plate.

Second, know the nature of the houses to be built in advance

It is impossible to apply for two certificates for the houses to be built on collective land, and the houses that can be certified are also divided into affordable houses and commercial houses. The Housing Authority has registered, and buyers who don't understand can check.

thirdly, whether you can apply for two certificates depends on the agreement to be built.

For a building that has not been purchased with a certificate, the most important thing is to determine whether the building can apply for two certificates. The best way is to check the agreement to be built. If the agreement promises that you can apply for two certificates, you can buy it.

Fourth, although the house is cheap, the supporting facilities are poor

The house itself is a compensation house, and its price is usually low, and the quality and supporting facilities of the house are not comparable to those of ordinary commercial houses. Friends who really need to buy houses to be rebuilt should inspect clearly in advance to understand the surrounding environment and household conditions. The quality of the residents who are also building houses is different, the location is poor, and the supporting facilities can't keep up.

Fifth, the house payment

If the house has not obtained two certificates, the buyer cannot apply for a mortgage loan from the bank and must pay it in one lump sum.

In fact, the most important thing to buy and build a house is to have a sense of risk. Buyers need to know whether to compromise for housing prices, and they should also take precautions against risks after compromise.

(The above answer was issued on July 4, 216, and the current relevant house purchase policy should be based on the actual situation)

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