In case of fraudulent loans, we should keep the evidence of fraudulent loans in time and safeguard our rights and interests through litigation.

Take online loan fraud as an example. The online loan scam attracts the attention of the victim on the grounds of low threshold, no mortgage, no formalities or even "borrowing money only with ID card", and then asks the victim to pay various fees on the grounds that the loan needs capital verification, or defrauds the victim's bank account information to steal money.

Not only were they cheated, but criminals also used the cheated accounts to launder money. After being cheated of money, he transferred money from his account on the grounds of running water. Liars use this method mainly to interfere with police work and create obstacles for the police to solve the case. Therefore, loans must be handled through formal channels, and don't believe in the so-called low threshold.

Extended data

The crime of loan fraud refers to the act of fabricating false reasons such as introducing funds and projects, using false economic contracts, false certificates, using false certificates of property rights as guarantees, repeatedly guaranteeing beyond the value of collateral, or defrauding banks or other financial institutions of large loans by other means.

The subject of this crime is a general subject, and any natural person who has reached the age of criminal responsibility and has criminal responsibility ability can constitute it, and the unit can also become the subject of this crime. If the staff of banks or other financial institutions collude with criminals who defraud loans and provide help to them, they should be punished as loan fraud.

The so-called collusion, in this crime, refers to the behavior that the staff of banks or other financial institutions collude with the criminals who swindle loans before or during the fraud, * * * discuss or plan with each other, cooperate with the criminals who swindle, and help them commit fraud as insiders.

If it is mainly the staff of financial institutions such as banks, the actions taken are mainly carried out by taking advantage of their positions, and others in society only provide help, then the crimes committed by the staff of financial institutions such as banks should be dealt with qualitatively. If it is a crime of corruption, it should be punished according to the crime of corruption, and other people in society should be punished according to the crime of corruption.