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I am 30 years old. Can I get a loan? What should I do? What should I do?
I am 30 years old. Can I get a loan? What should I do? Where should I go?

Yes, the installment app supports working people with stable income to apply for loans as scheduled. If the quota demand is less than 30,000, priority can be given to small-scale consumption installment business, and the quota of 2000-30,000 is evaluated according to the comprehensive credit value. At present, there are three stages: 6, 9 and 12. Go to official website Xiazai app, install and register, and follow the prompts. You can ask online customer service if you have any questions.

Second, how to get a loan and how should I get to the bank?

1. Submit loan application: individuals bring ID cards, income certificates and other information to the bank camp. The media in the industry explained to the counter staff that they wanted to apply for a loan, but then they filled out the application form and submitted the payment application materials as required. 2. Bank review: After receiving the application materials, the bank staff will input the application materials into the bank and carefully review and evaluate the qualifications of the applicants. 3. Signing a loan contract: After the bank approves, the individual signs a loan contract with the bank. Agree on the repayment period, loan amount and loan interest rate. 4. Lending: The bank staff will pay at the appointed time. It depends on whether the individual meets the bank loan slip. Generally speaking, personal loans need to meet the following conditions: 1. A natural person who has reached the age of 18 and has full capacity for civil conduct. 2. Have a stable job and a stable income, and provide relevant income certificates. 3。 To provide bank flow, usually, the bank flow needs to be twice the monthly repayment amount. Stand up. 4. The borrower has a good credit record. 5. Other payment methods stipulated by the bank. If they are satisfied, the loan model is still very simple. Loan procedures: 1. Applicable. The borrower shall provide the relevant loan materials to the bank at the request of the bank, and the bank shall apply. 2. Loan approval. At this stage, the bank will review the materials applied by the borrower and confirm the accuracy of the materials. And check personal credit records. Are there any stains? 3. Sign a loan contract. The bank and the borrower sign corresponding loan contracts to determine the repayment amount. Repayment method and repayment period. 4. Loan issuance. The bank will repay the loan to the borrower, and the borrower will also repay the contract terms. Note: 1. When you apply for a personal loan to a bank, be sure to ask the bank's loan interest carefully. After that, the borrower will make a choice according to his own situation. The repayment method that suits you. When you apply for a loan, you must consider your financial ability so as not to be disturbed. 3. In the process of bank loans, the Banking Association attaches great importance to personal credit records. If a person's credit is tainted, you want to borrow money from the bank. This is very difficult.