1. Bank loan is a common loan method. You can borrow 50,000 yuan from the bank. You can go to any business outlet of the loan bank with your ID card, fill in the loan application form with the assistance of the bank staff, fill in the relevant personal information and loan amount, and submit personal materials such as ID card, household registration book and income to the bank for review. This kind of credit loan is generally not high, and it is often aimed at middle and high-end customers, so the application threshold is higher. If you have a mortgaged or pledged property approved by the bank, it is recommended to apply for a personal mortgage loan from the bank. This kind of loan has the advantages of large amount and low interest rate, but the procedures are complicated, and the application period is generally more than one month, which is not suitable for borrowers who are in a hurry to use money. If you have a credit card, you can also apply to the bank for credit card installment payment. This kind of business application is very fast, usually you can get a loan in a week or so. At present, some foreign banks apply for personal loan products faster, such as Standard Chartered Bank's current loan school and Citibank's happiness loan, but their business is limited to a few first-tier cities, and borrowers in most cities can only match them.

2. You can borrow money through online platforms such as Alipay, open Alipay, click Borrow-Borrow, fill in the required amount, choose the borrowing time, and choose the repayment method.

3. Private lending institutions provide personal loans. Like banks, loan companies also provide personal mortgage loans and personal unsecured loans. In terms of application threshold and application speed, private lending institutions have low application threshold and simple procedures, including consultation, application, submission of materials and approval, which can be completed as soon as 1 day. Although the application speed is faster, the loan contract will be signed face to face, and the loan can be released as soon as 1 day. It usually takes about 3 days from the borrower's application to the loan, which is fast and convenient. It is most suitable for people who have no mortgage conditions and are in a hurry to use money.