Ping An Bank does not charge any other fees for its loans except the interest normally generated by the loans.
Response time: June 3, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.
Is there a handling fee for Ping An Good Loan APP to handle the loan procedures?
There is no handling fee, and other platforms may guide payment step by step. I have made a loan before and directly downloaded the Ping An Good Loan APP. I can choose what suits me and submit materials according to my own needs. There is no intermediate fee at all, and the handling fee you mentioned.
Do you charge for the loan products of Ping An Good Loan? It's just a handling fee or something
If you want a loan, you really need to find a formal and reliable platform. I feel safe and well. Ping An Good Loan is a formal loan platform under Ping An Group, and its products are relatively complete. Among them, the maximum credit loan is 500 thousand, and the maximum owner loan is 750 thousand. I don't know about other products, so I don't know. And there is no handling fee, and our rights and interests are guaranteed.
How much is the handling fee for Ping An Bank's wrong loan?
2.5 to 6.4 yuan.
Ping An Bank charges 2.50 yuan for loans within one year, 3.50 yuan for loans from one year to five years (including five years) and 6.40 yuan for loans over five years.
Ping An Bank, the full name of Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd., and one of Chinese mainland 12 national joint-stock commercial banks. The registered capital is 565,438 yuan+23.35 million yuan and the total assets are nearly 65,438 yuan +0.37 trillion yuan. Its headquarters is located in Shenzhen, Guangdong Province.
Is there a handling fee for Ping An Bank loan?
Ping An Bank does not charge handling fees for loans.
1. Introduce loan fees
In terms of cost, Ping An Property & Casualty charges a certain credit guarantee premium. Take the loan of 1 year 1 10,000 yuan as an example, the premium needs 2 100 yuan (the premium is calculated at 2.6% per month), and the repayment method of Ping An Easy Loan is equal repayment of principal and interest per month. Cooperative banks charge loan interest at normal interest rates.
In other words, the loan fee of Ping An Bank includes the guarantee premium, principal and interest, and there is no handling fee, so there is no handling fee for the loan of Ping An Bank.
2. Introduction to repayment
According to the number of repayment periods selected by the applicant, each month is one period. Yes, 1 year, 2 years. Based on the loan date, the repayment date is the same day of each month during the repayment period, and the bank will automatically deduct the repayment amount from the bank card of the loan. Before the repayment date, SMS will remind you of the monthly repayment amount.
Extended data:
1. Application materials:
1, second-generation ID card
2 proof of income and assets, etc.
3. Proof of loan use, etc.
4. Business materials, etc. (for self-employed).
Second, the application conditions:
1 China citizens with full capacity for civil conduct and holding second-generation ID cards.
2. The age is 23 years old (inclusive) to 55 years old (inclusive).
3, in the current work unit continuous working time of not less than 6 months.
4. You can apply for an average monthly income of more than 4,000 yuan (customers in Beijing, Guangzhou, Shenzhen and Hangzhou can apply for an average monthly income of not less than 5,000 yuan).
5. Other conditions required by Ping An Bank.