(1) Search for "XX Bank" in official website, and log in to the bank you are running.
(2) Enter the bank official website, log in the personal account and find the loan details.
(3) You can see some details of your bank loan, and then click the loan details you need to query.
(4) Details will generally record the loan contract number, type, amount, withdrawal amount, balance, repayment method, repayment in this cycle, interest, etc.
Note: The inquiry steps of each bank will be different. It is recommended to open online banking in advance, download the bank's mobile APP, and log in to the personal center for details.
2, Alipay APP query specific steps:
(1) Log in to the Alipay APP homepage and click City Service. If not, click More on the right in the convenience service to enter the city service.
(2) Open the city service, find the provident fund, and click "Provident Fund Query" to view it.
(3) Click "Use Service" to display the deposit and withdrawal details of your own provident fund. Click on the loan inquiry below to check the provident fund contract number after face authentication.
3, provident fund official website query specific steps:
(1) Search official website, the local housing provident fund management center, and click "provident fund inquiry" in the online service hall.
(2) Enter ID card, provident fund account, password and verification code to log in.
(3) Click the Query Business Classification button in the classification on the left.
(4) You can click the loan information query to view the loan details, and then find the contract number.
Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. All employees who have paid the provident fund can apply for provident fund loans according to the relevant provisions of provident fund loans.
Housing provident fund housing loan process
1. The borrower submits the loan application to the provident fund management center as required, and provides the information required for the loan.
2 provident fund management center after accepting the borrower's application, review the borrower's qualification, loan amount, loan term, loan information and other information, and put forward opinions.
3. After the preliminary examination of the provident fund management center, the undertaking bank of the provident fund loan will conduct a pre-loan credit investigation on the borrower. After the investigation is completed, the lending bank puts forward opinions, and fills in the "Examination and Approval Form for Individual Housing Provident Fund Loans and Portfolio Loans" and sends it to relevant personnel for approval.
If the borrower passes the examination, he will receive the notice from the loan undertaking bank. At this time, the borrower only needs to bring his ID card, household registration book, bank account number and other materials to the undertaking bank for signing the loan contract according to the specified time.
5. After signing the loan contract, the borrower shall go through the insurance and mortgage registration formalities according to the regulations, and the expenses arising therefrom shall be borne by the borrower.
6. After confirming that the mortgage registration has been completed and the loan contract comes into effect, the loan undertaking bank will transfer the loan to the account designated by the borrower and the seller on the date agreed in the contract and send the loan receipt to the borrower.
The provident fund loan contract number is a set of user-defined numbers. Generally, when applying for a loan, the provident fund management center system will automatically generate a set of user-defined serial numbers, which are mainly used for post-approval, inquiry, loan file viewing and other businesses, mainly to ensure the effective custody of loan information.
When handling provident fund loans in banks or local provident fund halls, loan contracts need to be signed. In order to facilitate management, such contracts will have corresponding contract numbers. General provident fund loan contract number will be in a more eye-catching place, such as the cover.