What should I do if I sign an online loan contract due to fraud?

1. If you encounter an online loan fraud and sign a contract, you can directly call the police to investigate the other party’s criminal liability, or go to court to file a lawsuit. Cancel the contract you were defrauded into signing and return the loan.

If you are deceived into signing a loan contract, you must retain relevant evidence and report to the police promptly. If the other party deceives the victim into signing a contract, this behavior is suspected of contract fraud, and the victim can call the police to pursue the other party's criminal responsibility. When calling the police, you need to explain in detail the process of being deceived and provide true and effective information.

2. Legal basis: Article 110 of the "Criminal Procedure Law of the People's Republic of China" Source of materials for filing a case Acceptance and processing of materials for filing a case Any unit or individual discovers criminal facts or Criminal suspects have the right and obligation to report or report the case to the public security organs, the People's Procuratorate or the People's Court. Victims have the right to report or accuse criminal facts or criminal suspects that infringe upon their personal or property rights to the public security organs, people's procuratorates or people's courts. The public security organs, people's procuratorates or people's courts shall accept reports, accusations and reports. For matters that are not within one's jurisdiction, the case shall be transferred to the competent authority for handling, and the reporter, accuser, and whistleblower shall be notified; for matters that are not within one's jurisdiction and emergency measures must be taken, emergency measures shall be taken first and then transferred to the competent authority. Where the criminal surrenders to the public security organ, the People's Procuratorate or the People's Court, the provisions of paragraph 3 shall apply.

Article 3 of the "Civil Procedure Law of the People's Republic of China" The People's Court accepts lawsuits between citizens, legal persons, other organizations, and between them due to property relations and personal relations. In civil litigation, the provisions of this Law shall apply.

Article 266 of the "Criminal Law of the People's Republic of China": Whoever commits the crime of fraud and defrauds public or private property if the amount is relatively large shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or surveillance, and shall be fined concurrently or separately. fine; if the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years, and shall also be fined; if the amount is particularly huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment and shall also be fined or confiscation of property. If this law provides otherwise, the provisions shall prevail. How to call the police if an online loan has been tricked

1. After learning that the other party has run away, you must collect the following evidence as much as possible:

(1) Loan agreement;

(2) Loan records;

(3) SMS and phone collection records;

(4) Loan vouchers stamped by third-party payment companies;< /p>

(5) Payment service agreement and power of attorney;

(6) Notice of transfer of creditor’s rights;

(7) Intermediary party’s backend record;

(8) Other contracts or records;

2. After collecting relevant evidence, you must call the police in time and provide relevant information to the police.

3. In practice, even if you take preservation measures in time, because the actual situation is different and the situation involving funds is also very different, it is recommended that you entrust a lawyer to act on your behalf if necessary. The lawyer follows the entire criminal proceedings and civil compensation proceedings of the case.

Because the process of civil compensation or asset recovery in this kind of case is very complicated. Although you may have the property seized, in the end the court will have to look at the specific circumstances of the case to deal with the seized property. Asset situation, which requires professional lawyers to track and handle the case.

According to the provisions of the "Criminal Procedure Law", when encountering online loan fraud, the victim can collect relevant evidence and then report the case to the public security agency to hold the fraudster criminally responsible; if the loss is not fully refunded, the victim can File a civil lawsuit in court claiming compensation. Online loan, what should I do?

Hello, I am happy to answer your questions.

Loans and loans between natural persons take effect after the funds are delivered. According to your description, it should not be a loan between natural persons, a contract signed between equal parties. If there is no condition in the contract to take effect, the contract will take effect when it is established, that is to say, it will take effect as soon as the two parties sign the contract.

Therefore, if the contract signed between you and the lending platform does not violate the laws, mandatory provisions of regulations, or public order and good customs, it will not be invalid due to incorrect filling in the bank card. It is recommended that you carefully read the contract to see if there are any relevant breach of contract provisions, such as the issue of liability for failure to issue a loan due to the borrower's reasons, etc.

There are many tricks and high risks in online loans. I feel that this is their trick. According to common sense, if you fill in the bank card incorrectly, you can just correct it. Why freeze the funds? However, you don’t need to worry. Even if the contract is valid and the loan cannot be issued due to your fault, your fault is very small and will not cause any loss to the other party, so you naturally do not need to bear responsibility. Therefore, you should be very cautious at this time, do not believe the other party's fraud or threats, and argue with reason, let alone the other party's routine of verifying the account through transfer or unfreezing the account, so as not to be deceived.

In addition, if you feel that the risk is very high, it is recommended that you contact customer service and inform them to terminate the loan contract because the loan has not been disbursed. What should you do if you are defrauded by an online loan?

Since you have been defrauded of money and you know the scammer’s name and bank card number, you should report it immediately and go to the bank to freeze your bank card to avoid losing your money. If your money is lost, if you have already transferred money, you should call the police immediately and contact bank staff to freeze the funds.

1. Call the police. It should be noted that the alarm number in various places is 110, not other numbers. After calling the police, although there is little hope of recovering the loss, there is still a chance.

2. Make snacks. Don't be fooled like this again. We must remember this old saying: "Eat a bite and gain wisdom." Don't believe in pie-in-the-sky things anymore. Especially scams like brushing orders on the Internet and part-time jobs on the Internet.

3. Speak out your own experiences and warn others. Let good innocent people no longer be deceived.

4. What needs to be emphasized is that do not believe that cyber hackers will get your money back. They all charge you first and then block you. Believing that hackers can recover the defrauded money is often the beginning of another scam.

5. If it is an Alipay transfer, it is an instant transaction. Once the payment is successful, the money has been entered into other people's accounts and cannot be returned. You can try to contact Alipay staff to report the situation of being defrauded. Report and verify the other party's Alipay account. If the verification is true, Alipay will supervise and restrict the other party's account accordingly to prevent others from being deceived.

The basic routines of online loan fraud:

1. "The bank account does not match my information." If you modify the information, you need to pay a "verification fee."

2. After the user pays once, the system prompts "The risk control department has not approved the review." The account is unfrozen and must continue to pay to verify the repayment ability.

3. After the user paid for the second time, the user was required to continue payment on the grounds that the user’s “comprehensive credit score was insufficient”.

4. If the user continues to pay, there may be various other reasons waiting for rejection. The amount of each payment is determined by the total amount of the loan, ranging from several months of turnover to 10%-30% of the total amount of the loan. Some groups will also send designated loan application packaging materials to users and charge loan packaging fees.