Conditions that customers need to meet when applying for Alipay online business loan housing loan:

1. Personal name must have real estate, and the property right and ownership of the house are clear;

2. China citizens who have reached the age of 18 and have full capacity for civil conduct;

3. Have a stable, stable and legal source of economic income and the ability to repay the principal and interest of the loan on schedule;

4. Good credit, no bad credit record and serious negative information.

Alipay housing mortgage housing can not be used for loans. The so-called mortgage house is a house that has been mortgaged to a lending institution and is being mortgaged for repayment. However, housing mortgage loans, such as housing mortgage loans, require applicants to hold housing property certificates. Applying for a mortgage loan for a mortgage house is a secondary loan. Generally, you can only apply for a second mortgage at the same bank that handles the mortgage. Other lending institutions do not support mortgage houses to handle mortgage loans.