First of all, if you want to apply for a good loan for consumer finance, you need to prepare three things: a second-generation ID card, an ordinary mobile phone and a bank savings card where you open an account. After these three samples are ready, you can officially start borrowing. Log in to Zhaolian for a good term loan, and enter "My Loan-My Limit" to inquire about your specific loanable limit. 2. Click the "I want to borrow" button to enter the loan interface. Fill in the loan purpose, amount, loan bank card and loan term, check the agreement and click the "Confirm" button. 3. The loan application was submitted successfully, and the funds arrived at the fastest 1 minute. Note: If the distance limit is approved or the last loan is more than 90 days, your information will be rechecked after you submit the application, and the loan will be made after approval. After the loan is issued, Zhaolian Consumer Finance will send SMS notification. The specific time of receipt of funds shall be subject to the handling by the receiving bank.