First, enterprise real estate mortgage loan process
1. First of all, if the enterprise's real estate is to be mortgaged to the bank for loan, the person in charge of the enterprise needs to apply for loan guarantee first. After the application, a special person will come to the enterprise to check whether the tax of the enterprise is paid in time and whether there is any problem with the funds. Consider whether to guarantee the enterprise from these aspects.
2. The loan applicant needs to provide the basic information of the enterprise to the bank, and explain the loan amount and loan year.
3. After completing the above related procedures, you can sign an agreement with the guarantor and the loaned bank. After confirmation, the applicant can sign the agreement.
Second, personal property mortgage matters needing attention
1. If you want to mortgage your personal property rights to the bank, you should prepare all kinds of documents before going to the bank, including your personal ID card and the property rights to be mortgaged, so as not to make a trip in vain.
2. After going to the bank, you should fill in the mortgage application form according to the tips of relevant personnel. When filling in, you must ensure that the content is absolutely true and there is no fraud, because if the auditor finds false ingredients in the subsequent audit process, it is not allowed to apply for a mortgage loan.
As we all know, after a series of formalities are completed, the bank will release the loan to our personal account. After that, you need to repay the principal and interest to the bank on schedule, so if you have no financial ability to repay, it is best not to make a mortgage loan.
Bian Xiao concluded: The above is the process of enterprise real estate mortgage loan introduced by Bian Xiao. I hope I can help you. If you want to mortgage enterprise real estate, you can follow the above contents in turn.