The main operation of "credit loan" requires the following steps:
1. Application submitted by enterprise online banking/enterprise mobile banking:
Enterprises log in to the old enterprise online banking of Bank of China, and select E-loan application of BOC Enterprise in "Loan Service", and the system will automatically jump to the "Loan Application" menu under "Financing Service" of the new enterprise online banking (new online banking customers can log in to the home page and click Financing Service-inclusive finance Loan-Loan Application to directly apply for related products). The enterprise confirms the basic product information, basic enterprise information, account information and legal representative information of the enterprise, and after signing the relevant agreement text on China Bank, it initiates the confirmation of the business representative of the legal representative of the enterprise and the authorization to use the relevant data of the enterprise.
IGTB online banking customers can also click more functions-inclusive finance Loan on the homepage of corporate mobile banking, verify the security authentication tools and select the corresponding products, and then click "Apply Now" to apply for products.
2. The legal representative completes the confirmation through mobile banking:
Within 20 natural days (inclusive) after the enterprise submits the application through online banking, the legal representative of the enterprise logs into the personal mobile banking of Bank of China, initiates the product application, confirms the basic information of the enterprise and himself, the loan application and other information, and after signing the relevant agreement text online, agrees to accept the business representative of the enterprise, initiates the authorization to use the relevant personal data, and submits the product application of "China Bank Enterprise E Loan".
3. The legal representative of the enterprise signs a contract with mobile banking:
Within 20 natural days (inclusive) after an enterprise submits an application through online banking, the system will automatically approve and grant a credit line. The legal representative of the enterprise can initiate the signing of a loan contract through personal mobile banking of Bank of China, and the borrowing enterprise and its legal representative will sign a loan contract with the borrower and Bank of China as * * *.
4. Withdrawal:
In the "China bank enterprise e-loan? During the validity period of the credit loan product line, enterprises can initiate online withdrawal through enterprise online banking/enterprise mobile banking/enterprise legal person on behalf of mobile banking, and the loan funds will be transferred to the enterprise settlement account agreed in the contract.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.