There are many reasons why the loan cannot be approved. List the following factors for reference:

1, personal credit records, such as loans and credit cards.

2. The loan information provided by the individual is wrong or omitted or suspected of fraud;

3. The financial resources provided are insufficient, and the bank or lending institution determines that the applicant's repayment ability is insufficient;

4. Individuals

5. The comprehensive credit evaluation score is too low, which does not meet the standards in the next paragraph;

6. The applicant's job or income is unstable.

If you can't pass the loan review no matter which lending platform you go to, it's probably because the customer has credit problems and recorded bad behavior in big data. We must know that most of the information between online loans is exchanged, such as the customer's application for loans, the general use of the platform, overdue risks, etc. If customers are found to have bad credit, they will naturally refuse to approve the loan.

At present, it is easier to apply for loans through users, such as borrowing money, 360 IOUs, rich loans, JD.COM gold bars, Gome Easy Cards, sub-lending foreign currency tanks, enough flowers and good loans. However, whether the loan platform finally passes the user's loan demand depends on the user's current personal qualifications. The higher the personal qualification (the higher the educational background, the more stable the job and income, the better the credit record and the less the debt), the easier it is for the loan platform to pass.

If you have money to spend, Money to Spend is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu Money to Spend, renamed as "Money to Spend" in June 20 18). The big brand is trustworthy and the interest rate is low. If you have money to spend-full of easy loans, the daily interest rate is as low as 0.02%.

It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest and expenses, and strong security.

Conditional sharing with you is mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: If you have money to spend, you refuse to provide college students with installment loans. If you are a college student, please give up your application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: Only apply for bank cards. My identity information needs to be the second-generation ID card information, and I can't apply with temporary id card, expired ID card or first-generation ID card. Online lending is risky, so choose carefully!

Of course, it is also possible that the loan conditions proposed by these lending platforms have not been met, such as being under 18 years old or attending school. After all, in order to apply for a loan, the applicant must have a natural talent bank with full civil capacity at the age of 18, and most online loans are not open to students at school, mainly for mainland residents.

If you find that you can't apply for a loan under any circumstances, it is recommended to find out the reason first and then solve the problem according to the reason. And if you can't borrow money from this lending platform, you can try to change channels and try to get a bank loan.

Second, the application for Shuxin e-loan failed.

There are many reasons why the loan cannot be approved. The following factors are listed for reference: 1. Personal credit records have bad records, such as overdue loans and credit cards; 2. The loan information provided by the individual is wrong or omitted or suspected of fraud; 3. The financial resources provided are insufficient, and the bank or lending institution determines that the applicant's repayment ability is insufficient; 4. Personal debt is too high; 5. The comprehensive credit evaluation score is too low, which does not meet the standards in the next paragraph; 6. The applicant's job or income is unstable. If you can't pass the loan review no matter which lending platform you go to, it's probably because the customer has credit problems and recorded bad behavior in big data. It is necessary to know that most of the information between online loans is interoperable, and customers apply for loans. The platform generally evaluates the credit status and overdue risk of customers based on big data. If customers are found to have bad credit, they will naturally refuse to approve the loan. At present, users can apply for loans more easily, such as borrowing money, 360 IOUs, rich flowers, comfortable flowers, banyan loans, micro-loans, JD.COM gold bars, Gome e-cards, installment music, auction loans, repayment, 58 easy-to-borrow foreign currency pots, enough flowers and good loans. However, whether the loan platform finally passes the user's loan demand depends on the user's current personal qualifications. The higher the personal qualification (the higher the educational background, the more stable the job and income, the better the credit record and the less the debt), the easier it is for the loan platform to apply for loans from users, and vice versa. If there is demand, we suggest you use money to spend. Qianhua is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" on June 20 18), with a big brand that is trustworthy and low interest rate. Money is spent-full easy loan, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02% It has the characteristics of simple application, low interest rate, fast loan, flexible loan and repayment, transparent interest rate and strong security. Share with you the application conditions of Fuguihua: The application conditions of Fuguihua are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: If you have money to spend, you refuse to provide college students with installment loans. If you are a college student, please give up your application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: The application only supports debit cards and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and I can't apply with temporary id card, expired ID card or first-generation ID card. Online lending is risky, so choose carefully! Of course, it is also possible that the loan conditions proposed by these lending platforms have not been met, such as being under the age of 18, or being a student at school, or being a compatriot from Hong Kong, Macao and Taiwan. After all, in order to apply for a loan, the applicant must have a natural talent bank with full civil capacity at the age of 18, and most online loans are not open to students at school, mainly for mainland residents. If you find that you can't apply for a loan under any circumstances, it is recommended to find out the reason first and then solve the problem according to the reason. And if you can't borrow money from this lending platform, you can try to change channels and try to get a bank loan.

3. Why didn't I reply after I applied for a loan from Shuxin E Loan?

If you have a loan treasure, I can lend it to you, less than 5 thousand, in advance

4. What is the reason for the failure of Shuxin e-loan application?

1. Bad personal credit record, such as overdue loans and credit cards;

2. The loan information provided by the individual is wrong or omitted or suspected of fraud;

3. The financial resources provided are insufficient, and the bank or lending institution determines that the applicant's repayment ability is insufficient;

4. Personal debt is too high;

5. The comprehensive credit evaluation score is too low, which does not meet the standards in the next paragraph;

6. The applicant's job or income is unstable.