Now many banks and small loan companies have launched such small unsecured loans for small and micro enterprises and individual industrial and commercial households. Just need a business license and a bank account.

To apply for a bank loan with a business license, the following materials shall be provided:

1. The borrower needs to have the original and photocopy of the second-generation ID card and household registration book;

2. The borrower needs to submit personal emotional proof materials, company operating statements, financial statements, etc. ;

3. Provide the original and photocopy of the business license;

4. Submit the loan application and explain the purpose of the loan;

5, the company's project planning report, expenditure report, forecast profit and loss report, etc.