1, personal first-hand housing loan
Personal first-hand housing loan refers to the loan issued when buying the first transaction housing (that is, the housing developed and built by real estate developers or other qualified developers and sold to individuals).
2, individual housing and provident fund portfolio loans
Personal housing provident fund portfolio loan refers to the portfolio loan issued by the housing provident fund center and the bank to the same house purchased by the same borrower.
3. Individual housing revolving loan
Revolving loan for individual housing refers to a personal loan that can be recycled within the agreed period (the validity period of the loan) by a natural person who applies for individual housing loans in the Agricultural Bank of China or other financial institutions, with the maximum mortgage set for the housing purchased by the loan.
4. Personal housing non-transaction mortgage loan
Non-transactional mortgage loan for individual housing refers to the loan issued to the borrower to replace the individual housing loan obtained in other financial institutions and set mortgage on the housing purchased by the loan.
5. Netjet loan
Netjet loan refers to a small consumer loan issued by Agricultural Bank of China to individual customers of Agricultural Bank of China who meet certain conditions by way of credit. Customers apply for it by themselves, automatically approve it, and use the letter by themselves.
6. Paid loans
Pay-as-you-go loans refer to RMB loans issued by Agricultural Bank of China to individual high-quality customers with good credit, with personal stable wage income as repayment guarantee to meet consumer demand.
7. Personal car loan
Personal car loans are loans granted by Agricultural Bank of China to individual customers to buy cars, including personal car loans and personal commercial vehicle loans.
8. National student loans
The national student loan refers to the RMB loan business provided by Agricultural Bank of China to full-time undergraduates, junior college students (including higher vocational students), graduate students and students studying for the second bachelor's degree to pay tuition, accommodation and basic living expenses.