Hello, if you are interested in our loan, small property houses cannot be mortgaged; If it is a commercial house, you can try to apply. Conditions for real estate mortgage: 1. The mortgaged property and the loan agency must be located in the same city, and personal consumption loans do not accept remote mortgages. If the collateral is commercial housing, it must also meet the corresponding requirements of personal commercial housing loans for collateral; 2. The property right certificate has been completed, the property right is clear, it can be listed and circulated, the mortgage registration is handled according to law, and there are no adverse circumstances such as property rights disputes; 3. It has strong liquidity, the real estate structure is intact, and various supporting facilities and services such as water, electricity, environmental protection transportation, urban construction and property management are complete, and there are no disputes and problems, which are not within the scope of demolition planned by the government; 4. If the present value of the appraised property is less than 6,543,800 yuan (inclusive), the mortgage will not be accepted; 5. In principle, mortgage loans will not be accepted for properties with a house age (referring to the completion period of the property) of more than 20 years (inclusive); 6. Collateral must be appraised by a professional appraisal institution recognized by the bank. 7. Other conditions stipulated by the bank.
If you meet the above conditions, you can apply for a mortgage loan in our bank, and whether you are approved or not is subject to the final audit result.
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If you have any questions or comments, please log on to online customer service /cmu/icslogin.aspx? from = B& amp； Logincmu=0 for consultation, and we will serve you wholeheartedly! Thank you for your concern and support for China Merchants Bank!