Shanghai Provident Fund telephone number 12329
The telephone number of Shanghai Provident Fund consultation hotline is 12329.
The 12329 housing provident fund hotline provides artificial voice services and self-service voice services. The artificial voice service hours are from 9:00 to 17:00 from Monday to Saturday, and the service content is business consultation, complaints and suggestions, affordable housing loan reservations, etc.; the self-service voice service hours are from Monday to Sunday, 24 hours a day, and the service content is personal accounts Information inquiry, loan qualification and limit inquiry, business guide (business processing process) inquiry, outlet inquiry, etc.
Note:
When querying provident fund account information, you must enter your personal provident fund account number and ID number at the same time. You can directly ask the handling personnel of the provident fund paying unit (including the original depositing unit) for your account information; you can also bring your ID card to the nearest provident fund management center, business outlet and Construction Bank outlet with provident fund business for inquiry. In addition, there is also a provident fund account number on the annual personal provident fund balance sheet.
Shanghai Provident Fund Management Center Business Outlets_Shanghai Housing Provident Fund Account Inquiry
I believe that many people who have never been to Shanghai will be curious about the prosperity of Shanghai. Indeed, this international metropolis has attracted a large influx of revolutionaries, businessmen, immigrant poets, etc. from all over the country and even the world since the day it was liberalized and opened up, injecting batches of new blood into Shanghai. Friends who are about to buy a house in Shanghai may be more interested in the information about Shanghai Housing Provident Fund Inquiry. Below, the editor will introduce to you some information about the business outlets of the Shanghai Provident Fund Management Center.
Business outlets of Shanghai Provident Fund Management Center:
1. Hongkou District Management Department:
Address: 2nd Floor, No. 156, Ruihong Road (near Tianhong Road)
Transportation: No. 47, 134, 597, 751, 875, 528, Metro Line 4, Linping Road Station, etc.
Telephone: 63240040
2. Yangpu District Management Department:
Address: Room 606, Weibaixin Building, No. 1688 Kongjiang Road (intersection of Shuangliao Road and Kongjiang Road)
Transportation: Road 843, Road 220, Road 863, Road 843 No. 6, No. 14, No. 220, No. 103, No. 871, No. 103 Interval Road, Subway Line 8, Jiangpu Road Station, etc.
Telephone: 55801450
3. Minhang District Management Department:
Address: Ground floor, No. 303, Shuiqing Road (opposite to Minhang Branch of Shanghai Talent Development Center)
Transportation: 700 Road, 759 Road, 763 Road, 756 Songxin Line, 173 Road, Minhang 1 Road, 704B Road, 753 Get off at Xinzhuang Station, Xinhua Line, Metro Line 1
Telephone: 64885900
4. Changning District Management Department:
Address: No. 600, Jianhe Road 4th Floor (near Xianxia West Intersection)
Transportation: No. 54, 91, 196, 739, 807, 88, 836, 1217, etc.
Telephone: 62733566
5. Xiabei District Management Department:
Address: Juyuan Building, Room 207, No. 1000 Qiujiang Road (intersection of Huiwen Road)
Transportation: Road 962, Road 78, Road 929 Get off at Baoshan Road Station of Metro Line 3 and 4 of No. 69
Telephone: 63251146
Shanghai Housing Provident Fund Account Inquiry Method:
Online Inquiry:
Log in to the official website of Shanghai Provident Fund Management Center:
1. After opening the page, enter the user name, password, and verification code to query.
2. Non-members need to register at the bottom of the opening page and fill in their username, password, and mobile phone number. After registration is completed, you must become a website member to query.
Mobile inquiry:
Method 1: Download the mobile client of Shanghai Housing Provident Fund Network (you can scan the QR code)
tips1: Use the mobile phone of Shanghai Housing Provident Fund Network Version client must pass user registration. After registration, user login query service can be performed. The current registration methods are:
(1) Through user registration;
(2) User registration through the mobile client of Shanghai Housing Provident Fund Network.
tips2: The services provided by Shanghai Housing Provident Fund Network are completely free, but will generate corresponding traffic.
Method 2: Mobile phone text message
Previously, when registering for the first time, you would fill in your mobile phone number (service fee is 2 yuan/month). After becoming a website member, you can activate the mobile phone text message inquiry function.
Home inquiry:
Address of Shanghai Provident Fund Management Center: Fourth Floor, No. 725, Fuzhou Road, Huangpu District, Shanghai
Telephone number of Shanghai Provident Fund Management Center: (021 )63843088
Service hotline of Shanghai Provident Fund Management Center: 12329
Shanghai Housing Provident Fund Loan:
1. Loan conditions:
( 1) Have a permanent residence in the city;
(2) The period of continuous payment and deposit of housing provident fund is not less than six months before application, and the cumulative period of payment of housing provident fund is not less than two years;
(2) The period of continuous payment and deposit of housing provident fund is not less than six months before application; p>
(3) The house purchased complies with the architectural design standards stipulated by the Municipal Provident Fund Center;
(4) The amount of the down payment for the house purchase shall not be less than the prescribed ratio;
(5) Have relatively stable economic income and the ability to repay loans;
(6) Have no outstanding debts with a large amount that may affect the ability to repay loans.
The architectural design standards in item (3) and the prescribed proportions in item (4) of the preceding paragraph shall be formulated by the Municipal Provident Fund Center, implemented after approval by the Shanghai Housing Committee, and announced to the public.
2. Loan interest rate:
(1) The housing provident fund personal loan interest rate for a term of less than five years (including five years) is adjusted from the current 4.32 to 4.05, and for a term of more than five years, the interest rate is adjusted from the current 4.32 to 4.05. 4.86 was adjusted to 4.59, down 0.27 percentage points respectively.
(2) Loans issued after October 27, 2008 (inclusive) shall comply with the regulations notified by the Ministry of Housing and Urban-Rural Development and the People's Bank of China. Undue loans issued before October 27, 2008 will be subject to the provisions of the above notice from January 1, 2009.
3. Calculation formula:
(1) Calculation method of loan amount
The specific amount of each provident fund loan is based on the borrower’s application amount and the Calculation of limits specified in Article 9. If the application amount does not exceed all limits, the application amount will be used as the loan amount; if the application amount exceeds any one limit, the lowest limit will be used as the loan amount.
(2) Calculation method of monthly repayment amount
For provident fund loans with a term of less than one year, the principal and interest shall be repaid in one lump sum upon maturity; for provident fund loans with a term of more than one year For loans, the principal and interest of the loan must be repaid monthly.
Borrowers who repay loan principal and interest on a monthly basis can choose to calculate the monthly repayment amount according to the equal monthly principal and interest repayment method, the equal monthly principal repayment method, or other methods approved by the Municipal Provident Fund Center.
Official website of Shanghai Provident Fund Management Center:
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Shanghai Provident Fund phone number
Shanghai Provident Fund phone number is 0212329. The uses of provident fund are as follows:
Provide Fund The key to loan application is whether the provident fund account has been used or paid off. According to the current implementation measures, once the provident fund account is used. Only after repaying the principal and interest of the provident fund loan can you apply again. If you want to continue to apply for a provident fund loan, you must first repay the principal and interest of the provident fund loan before you can reapply for a provident fund loan. Otherwise, it is impossible to apply for a provident fund loan again.
Only when the principal and interest of the loan are paid off can one reapply. According to relevant staff, if a couple wants to buy two houses and apply for a provident fund loan, the first thing is that the property certificate can only bear the name of one spouse. Then apply for provident fund loans separately for the properties with your name on them, so that you can all use provident fund loans. If the properties are purchased one after another, it can only be operated in this way. That is, after one spouse's provident fund loan is used, only this party can apply for provident fund.
The protection provided by the provident fund
There are two main forms of home purchase loans, commercial loans and provident fund loans. Someone made a comparison between the two forms. When comparing different loan methods with the same housing price, the repayment amount of provident fund loans is hundreds of thousands less than commercial loans. Because the interest rate of provident fund loans is lower than that of bank commercial loans in the same period, the interest is also lower, which reduces the financial burden of employees.
The provident fund is not included in the tax part. According to the national tax collection scope, the provident fund is not included in the tax base, which also indirectly reduces the economic burden of employees. Nowadays, young people are under a lot of pressure, and being able to pay less tax is also a preferential policy, so those with provident funds should make good use of it. As a savings account, the housing provident fund is a special savings account specially designed for employees to use to buy a house or decorate it.