The specific value of bank tax rate depends on different business types. For example, loan services belong to the financial industry. According to relevant regulations, the income from loan services should be subject to VAT, and the VAT rate applicable to general taxpayers is 6%. Deposit interest is taxed at the rate of 5%. These tax rates are formulated according to the national tax laws and related policies, aiming at ensuring the compliance of banking business and the fair collection of taxes.