As an Internet bank, Weizhong Bank has no offline branch service, so many people don't know how Weizhong Bank lends money. Weizhong Bank mainly provides three loan products: micro-loan, micro-car loan and micro-industry loan, which means that if you want to borrow from Weizhong Bank, you should mainly apply for these three loan products.
How to apply for a loan from Weizhong Bank, the following are the application steps for three products:
1. Micro-loan: At present, micro-loan is a user invitation system. Invited users can open micro-loans in WeChat wallet or QQ wallet, and they can get the loan amount after agreeing to check the credit information of Weizhong Bank.
2. Micro-car loan: Download the used car APP, select "My" in the bottom menu bar, and click "Apply Now" when I pay half of it to verify my identity. After passing the examination, I can qualify for a loan.
3. Micro-credit: Micro-credit is currently open to corporate taxpayers. You can apply after logging in with your tax identification code and password and passing the legal representative's authentication.
If there is a demand for capital turnover, we recommend you to use Qianhua, a credit service brand under Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" in June 2065438+08). Big brands and low interest rates are trustworthy. Money spent-full easy loan, the maximum loan amount is 200,000 (click the official free loan amount), and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.
Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.
How to connect micro-business loans?
Micro-loan provides a complete set of Internet financial solutions, which can help enterprises to quickly build their own Internet financial platform and realize the functions of loan, investment and wealth management.
Micro-loan provides a variety of docking methods, which can be docked with third-party systems to realize automatic data exchange and interconnection, save labor costs and improve efficiency.
Specifically, microfinance provides two docking methods:
1. Interface docking: Microfinance provides API interface, and users can interface docking according to their own business requirements to realize automatic data exchange and interconnection.
2. Data docking: Microfinance provides data docking service, which can realize real-time synchronization of user data, thus saving labor costs and improving efficiency.
Micro-loan application process of Weizhong Bank
1. Open the "Me" interface on WeChat and select the "Wallet" option.
2. Go to the "wallet" window, find the "micro-loan to borrow money" button, and click Enter.
You will jump to a new page. After checking and agreeing to the relevant agreement, just click "Get Quota".
4. The next step is to "authenticate", which is actually to enter the payment password you set on WeChat.
5. In this way, the borrowing function of micro-loan can be realized, that is, click the "Borrow" button and select the loan amount according to the loanable amount.
How does Weizhong Bank borrow money?
Loan process of three loan products
1, microfinance
Micro-loan adopts the white list invitation system, and only users who meet the requirements can find the application entrance. If you meet the conditions of micro-loan loan, you can enter it in the wallet option through mobile phone WeChat or mobile phone QQ, and click I want to borrow money to enter the quota and wait for the loan.
2. Microfinance
Microfinance is only available to invited customers in Guangdong. The specific application process is as follows:
(1) The legal representative applies for a loan from Wechat business in official website of Weizhong Bank, and applies for credit through relevant credit operation, or the financial controller applies for a loan from Wechat business, and invites the legal representative to authorize the application for credit after completing the enterprise and individual identity verification.
(2) After the enterprise obtains the credit line, it completes the registration, and the legal representative and relevant financial contacts can log in to micro-credit to apply for loans.
3. Micro-car loans
Micro-car loan is a car loan service that Weizhong Bank cooperates with Xinyou used car. Users who want to apply for a micro-car loan need to follow the following steps:
(1) Download the used car APP and install and register it;
(2) In my column, if I find that my salary is half, click Register to verify my identity;
(3) After the identity verification is completed as required, the loan qualification application is completed and it is good to wait for approval;
(4) After approval, you can purchase the "semi-paid product" after obtaining the loan amount.