At present, the five-year LPR is 4.3%, and the Shanghai mortgage interest rate is still +35 basis points for the first set and+105 basis points for the second set. At present, the primary interest rate in more than 30 key cities has dropped to 4. 1%, and the secondary interest rate has dropped to 4.9%. Shanghai is one of the cities with the highest mortgage interest rate in China, second only to Beijing.
If it is the first suite, the interest rate in Shanghai is 55 BP higher than that in most other cities. If you borrow 6,543,800 yuan, you will have to pay 5,500 yuan more for interest alone. If the loan term is long and the loan amount is high, it is necessary to pay more interest.