According to the inquiry of the financial body. After the user applies for Ping An policy loan, the loan funds will arrive in 2-3 working days. Applying for Ping An policy loan needs to go through multiple processes. First, users need to apply for loans and submit relevant materials to Ping An Company for review. After that, Ping An staff will connect with the applicant for video authentication and review the application materials. After approval, loans will be issued.