1, a natural person with full capacity for civil conduct who has reached the age of 18, and whose loan term and age together do not exceed 60.

2. You must have a stable job and a high economic income (the minimum income is 1500 yuan), and have the ability to repay the loan principal and interest.

3. Doing business in Chaoyang Bank requires a long-term residence in the local area, preferably a real estate.

4. Personal credit is good, and you must reach the loan score of Chaoyang Bank before you can apply.

5. Open a personal settlement account in a bank, and entrust the lender to deduct the loan principal and interest from his account according to the contract.