As long as the loan is not received, you can apply to the bank for account cancellation. Go directly to the acceptance place for cancellation. Hello, this is also recorded. Does cancellation affect future applications?

Second, the credit card application was successful in installment, but it was refunded. Will it affect?

The credit card has been successfully applied for installment, and the refund will not affect it. Because the credit card itself is convenient for people to pay back slowly, installment means paying a certain amount of interest. Only the installment payment needs to be paid on time, otherwise the installment payment that will affect the credit is actually a good way to improve the credit. Refund is equivalent to paying back the credit card. The installment payment was cancelled after applying for a refund.

Extended data:

After the refund is successful, the installment fee will be returned to the credit card in proportion to the refund.

1. If half of the transaction amount needs to be refunded, half of the installment fee will be refunded.

2. If it is a full refund, the handling fee and refund amount will be directly returned to the credit card by Alipay.

If you need a refund, please call the credit card service hotline.