You don't need a bank. To purchase a new house and apply for a housing provident fund loan, the following materials shall be provided:

(1) Commodity House Sales Contract: the text of "retained by the loan bank" (1 original and 2 copies) and the copy of "house ownership registration agency (or transaction management center)" (1 original and 1 copy). Down payment receipt (1 original and 4 copies).

(2) ID cards and household registration books of the loan applicant and the co-loan applicant (1 original and 5 copies (copy the front and back of the ID card, and copy the account page of the household registration book). Proof of marriage relationship (marriage certificate or household registration book of the same household registration book) (1 5 copies of the original).

(3) If there are other co-loan applicants (co-owners), it is necessary to provide my ID card and proof of immediate family members (the household registration book is consistent or the certificate issued by the public security notary department) (65438+ 0 originals and 5 copies respectively). If the loan applicant (including the co-loan applicant) is single, he/she should sign a single declaration on the spot when handling the loan (female is 20 years old and male is 22 years old).

(4) Borrower's (including co-borrower) housing accumulation fund card (65438+ 0 original). To apply for housing provident fund and commercial portfolio loans, you should also provide the personal income certificate issued by the unit where the loan applicant (including the joint loan applicant) works (original 1 copy, copy 1 copy).

If you apply for a loan, you should pay attention to the specific process. Provident fund loan is a common loan method, and there is no need to provide personal information such as salary flow. Getting a loan is a big deal. Before handling, you should first understand the specific handling process and prepare relevant information for faster handling.