1. Bank outlets:

Many commercial banks can provide policy mortgage loans. As long as the borrower has proof such as insurance policy with cash value, he can submit a loan application to the staff, and after approval, he can make a loan. Similar products are: Ping An Bank's policy loan, Minsheng Bank's policy loan and so on.

2. Business outlets of insurance companies:

Many insurance companies can also provide loan services. As long as the premiums are paid continuously for more than three years, the policies have a certain cash value. Users can apply for a loan amount of 80% of the policy value at the business outlets of insurance companies. Similar products include: Pacific Policy Loan, China Life Policy Loan, Ping An Policy Loan, etc.

3. Online microfinance platform:

At present, many online microfinance platforms can also provide policy loan products. As long as you provide a policy with cash value, you can pay smoothly. Similar products are: Jiufu Policy Loan, Pleasant Loan, Point Financing Policy Loan, etc.