0105298 is a collection call from a lending institution in Beijing.

The beginning of 010 is the area code of Beijing. It may be a collection call from a lending institution in Beijing. Of course, it may also be that the borrower lives in Beijing, so the lending institution uses the area code of Beijing. Call for payment.

Collection:

Collection is a civil act to remedy corporate bad debts or personal debts. The two parties involved in collection are the creditor and the debtor. If the debtor is unable or unwilling to repay the debt, the debt collector will use some civil methods to put pressure on the debtor and urge it to fulfill its debt. The target of collection is "bad debts". When companies or individuals are unable to collect bad debts or arrears, the collection industry is born.

As the saying goes, "What you borrow must be repaid," but since human society has had economic exchanges and lending relationships, it has been "what you borrow may not necessarily be repaid."

As early as the Tang Dynasty, our country had laws restricting those who were unable to fulfill their obligations and repay their debts. The Miscellaneous Laws in Volume 26 of Tang Code stipulates: "Any debt that violates the contract and fails to pay for more than one day will be punished with twenty whippings for twenty days, one level for twenty days, sixty punishments for crimes, and two levels for thirty days. Hundreds of punishments Added three levels, each ordered to prepare for repayment. "

"狋" means "piece". This law stipulates that if the debt reaches the value of one piece of cloth, if the debt is not repaid within 20 days, the person will be punished. The punishment will be 20 "canings", with one additional level added every 20 days until it is upgraded from 20 canings to 60 canes. If the debt reaches 30 horses, the second level of punishment will be added to the 60 strokes of the cane. If the debt reaches 100 horses, the third level of punishment will be added, which is 90 strokes of the cane.

Reference for the above content: Baidu Encyclopedia - Collection