1. According to the information of Bank of China, the person in charge and the enterprise legal person applying for enterprise tax loan must be at least 20 years old and be civil executors, and the enterprise has complete industrial and commercial registration materials, such as business license and tax grade certificate.

2. Enterprise qualification: An enterprise must have a tax registration certificate and pay taxes for two consecutive years. There is no tax evasion, tax evasion or tax fraud in the last two years, and the tax credit rating in the last two years is A or B.

3. Operating conditions: The enterprise must be in good operating condition, and can provide proof materials such as the company's running water and operating contract in the past year.

4. Credit information: There should be no bad credit records in the enterprise credit information report, including overdue and arrears of interest.

5. Liabilities: The debt ratio of enterprises should not be too high, and the debt ratio should be lower than 80%.

6. Enterprise running water: The enterprise must have stable cash flow and can provide running water records for nearly three months.

7. Loan amount: The corporate tax loan amount is 2 to 3 times of the tax payment in the last two years, with a maximum of 3 million.

8. Term of loan: The term of enterprise tax loan is 1 year, and the longest is no more than 3 years.

9. Loan interest rate: the corporate tax loan interest rate is 10% to 30% higher than the benchmark interest rate. The specific interest rate is subject to bank regulations.

10. Complete information: The enterprise tax loan application also needs to provide application information, including enterprise qualification, operation, credit report, liabilities, enterprise flow direction, loan amount, loan term, loan interest rate, etc.