But in fact, many old and young houses also sell well in second-hand housing transactions. Such an old house is either in a particularly good location or has very advantageous supporting facilities, such as well-known schools. Therefore, whether the house you want to buy can be loaned or not, it is better to consult the bank directly, and the house evaluation has auditors. If one bank doesn't work, try other banks.
What should I pay attention to when buying an old house?
1, don't buy small property rights or resettlement houses. Such houses are slow to increase, uncomfortable to live in and can't be traded normally.
2. If you don't buy an old family house, with the relocation of the unit and the construction of a new family house, the old family house will gradually fall into a situation where no one cares, and even if you buy it, you won't get a good living experience.
3. Don't buy a community without an underground garage or a serious shortage of parking spaces. When the car becomes the standard of every family, the old community with difficult parking will naturally not be able to sell the price.
4. Don't buy a community with poor property reputation. Property level is related to the comfort of living. If the word of mouth is poor, buyers are naturally reluctant to buy.
Advantages and disadvantages of buying an old house
1, the price is relatively cheap.
Under normal market conditions, old houses should be cheaper than new ones. These reasons are well known. And if you meet a second-hand house owner who is eager to sell, you can also bargain with the owner and buy a house with very high cost performance.
2, with decoration
If you buy a new house, it will cost a lot of money to decorate it later, and the formaldehyde after decoration may also affect the health of the occupants. All the second-hand houses decorated by themselves have avoided such problems.
3. The transportation and living facilities are more perfect.
Most of the second-hand houses occupy the core position of the whole region, or the position with complete facilities. Eating, reading, shopping, watching movies, taking a bath, etc. It can be found almost at home, making life more comfortable.
The disadvantages of buying an old house
1, the procedure is complicated.
The process of buying a second-hand house is complicated, and the process needs to be done by yourself. Unlike new houses, many things are handled by developers. The complicated process not only increases the trouble of buyers, but also increases the risk of buying houses. If the original landlord loan has not been paid off, it will make the transaction more and more difficult.
2. There are defects in the design of residential areas.
Some communities used sliding windows in the early stage of design, but it will be very troublesome to replace the casement windows in the later stage. Moreover, there is no special charging parking space for electric vehicles, and they can only be charged by throwing wires. These designs cannot meet the needs of today's buyers.
3. Property is not guaranteed.
Many former residential areas did not have real systematic properties. The low property fee pricing in the early stage and the owners' resistance to price increases doomed the old residential areas to be difficult to upgrade qualitatively even if they were replaced.