1. First of all, you need to know in advance whether the provident fund loan contract contains loan repayment clauses to determine whether it can be cancelled. Carefully check the relevant clauses in the contract to understand the specific conditions and procedures for cancellation.

2. Secondly, you need to go to the bank or provident fund management institution to which the provident fund loan belongs and ask the staff about the operation process and required materials for canceling the repayment of the provident fund loan.

3. According to the guidance of the staff, prepare relevant materials, which may include identity certificates, provident fund loan contracts, application forms, etc.

4. In the cancellation process, it may be necessary to fill in the relevant application form and sign it for confirmation. Make sure to fill in the form accurately and provide the required information and supporting documents truthfully.

5. After submitting the complete application materials, wait for the approval result of the bank or provident fund management institution. The specific cancellation time and process may vary due to regional and banking policies, so you need to be patient.

6. Once the cancellation is successful, you will no longer need to use the provident fund to repay the loan. Future repayment methods may change. Please pay attention to the loan contract and related notices.

In addition, in order to have a more comprehensive understanding of your credit status and the risks you may face when applying for online loans, you can use credit inquiry tools such as Lan Bing Data to obtain detailed risk reports. These tools can provide data about whether online loan repayment and identity information are suspicious, thus helping you to better evaluate your credit status.